Amherst County property record for 386 Cloudcroft Dr, Monroe, VA 24574 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2012 |
| Square Footage | 2,374 sqft Living Area |
| Lot Size | 235,398 sqft (5.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2010) |
| Tax Bill | $3,310.00 (2026) |
| Primary APN | 120 3 3 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,374 sqft Living Area |
| 1st Floor | 2,108 sqft 1st Floor |
| Basement Area | 1,320 sqft Basement |
| Unfinished Basement | 1,320 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Bungalow Style |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 235,398 sqft (5.4 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 400 sqft Deck |
| Patio Area | 609 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 386 CLOUDCROFT DR |
|---|---|
| City | MONROE |
| State | VA |
| Zip | 24574-2550 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RESUB CLOUDCROFT SEC I LOT 3 12 0 3 3 |
| Legal Subdivision | CLOUDCROFT |
| Legal Lot Number | 3 |
| Jurisdiction | AMHERST VA |
| Minor Civil Division | 3 |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 10300 |
Source: Amherst County records · APN 120 3 3
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 386 CLOUDCROFT DR, MONROE, VA 24574-2550 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 05, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NAVY FCU |
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION |
| Jan 26, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2010 · Amount on Record |
| Deed Sale | Jun 14, 2010 · Amount on Record |
| Deed Doc Number | 2010295480002 |
| Deed Book / Page | 1166 / 60 |
| Prior Transfer Date | May 09, 2008 |
| Prior Transfer Doc | 001113/332 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Apr 29, 2026 |
| Property Address | 386 CLOUDCROFT DR, MONROE, VA 24574-2550 |
| Document Number | 0000001251 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20261251 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Relationship | 298 |
| Address | 386 CLOUDCROFT DR, MONROE, VA 24574-2550 |
| Document Number | 0000001251, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20261251 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 386 CLOUDCROFT DR, MONROE, VA 24574-2550 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0260000034 |
|---|---|
| Date | Jan 05, 2026 |
| Instrument | 260000034 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 386 CLOUDCROFT DR, MONROE, VA 24574-2550 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220003159 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 220003159 |
| Name | PNC BANK NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 07, 2062 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 386 CLOUDCROFT DR, MONROE, VA 24574-2550 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220000358 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 220000358 |
| Name | MR COOPER |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,310.00 (+44.42%) | $375,800 (-) Land $47,300 Building $328,500 | $591,100 (+57.29%) Land $56,800 Building $534,300 |
| 2025 | $2,292.00 | ||
| 2024 | $375,800 (-) Land $47,300 Building $328,500 | $375,800 (-) Land $47,300 Building $328,500 | |
| 2023 | $2,292.00 | $375,800 Land $47,300 Building $328,500 | $375,800 Land $47,300 Building $328,500 |
Source: FEMA National Flood Hazard Layer, Amherst County (51009C), updated February 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 43% of the US · above 69% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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