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354 Cloudcroft Dr, Monroe, VA 24574 Property Records

Amherst County property record for 354 Cloudcroft Dr, Monroe, VA 24574 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 2020
Lot Size5.03 acres (219,107 sqft)
Owner2 Individual Names on File
Tax Bill$2,238 (2026)
Deeds & MortgagesJan 2021 Mortgage
Apr 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN120 3 2

Property Details

APN / Parcel Number

Primary APN120 3 2

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
Basement Area1,512 sqft
Unfinished Basement1,512 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2024
Architectural StyleBungalow
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area219,107 sqft (5.03 acres)
Garage TypeAttached
Garage Area466 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area170 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address354 CLOUDCROFT DR
CityMONROE
StateVA
Zip24574-2550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESUB CLOUDCROFT SEC I LOT 2 12 0 3 2
Legal SubdivisionCLOUDCROFT FARMS
Legal Lot Number2
JurisdictionAMHERST VA
Township / Civil Division3
Census Block Group3
Census Block3003
Census Tract10300

Owner

Source: Amherst County records · APN 120 3 2

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address192 RIVER JAMES OVERLOOK, MONROE, VA 24574-3119
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
CASCIO AND SONS CONSTRUCTION INC
Apr 21, 2020Deed of Trust, Mortgage · Construction Mortgage
BANK OF THE JAMES
Jan 21, 2020Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 21, 2020
Deed SaleJan 21, 2020
Prior SaleSep 17, 2015 · Amount on Record
Deed Document Number2020178
Prior Transfer DateFeb 02, 2011
Prior Transfer Doc001181/640
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMHERST VA
Property Address354 CLOUDCROFT DR, MONROE, VA 24574-2550
Transaction TypeMortgage
Record UpdatedFeb 15, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210000257
DateJan 22, 2021
Instrument210000257
Lender
NameCASCIO AND SONS CONSTRUCTION INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMHERST VA
Property Address354 CLOUDCROFT DR, MONROE, VA 24574-2550
Transaction TypeMortgage
Record UpdatedFeb 15, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200001246
DateApr 21, 2020
Instrument200001246
Lender
NameBANK OF THE JAMES
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionAMHERST VA
Recording DateJan 21, 2020
Property Address354 CLOUDCROFT DR, MONROE, VA 24574-2550
Document Number0200000178
Instrument DateJan 01, 2020
Instrument200000178
Transaction TypeTransfer
Record UpdatedFeb 15, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAmherst County
Unified School DistrictAmherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,238.00 (+44.85%)$253,400 (-) Land $45,600 Building $207,800$399,800 (+57.77%) Land $54,800 Building $345,000
2025$1,545.00
2024$253,400 (-) Land $45,600 Building $207,800$253,400 (-) Land $45,600 Building $207,800
2023$1,545.00$253,400 Land $45,600 Building $207,800$253,400 Land $45,600 Building $207,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Amherst County (51009C), updated February 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510090103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 72% of Virginia
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Central Virginia Electric CooperativeFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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