3859 Development Ter, Unit 1005, Fremont, CA 94538 Property Records

Alameda County property record for 3859 Development Ter, Unit 1005, Fremont, CA 94538

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,326 sqft · built 2019
Lot Size	0.187 acres (8,158 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,086 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-1754-229`

Property Details

APN / Parcel Number

Primary APN	`519-1754-229`
Alternative APN	`519-1754-229-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,326 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	8,158 sqft (0.187 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3859 DEVELOPMENT TER, 1005
City	FREMONT
State	CA
Zip	94538-6561
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TR: 8286 LOT: 37 BLDG:37 UNIT:158
Legal Subdivision	TRACT 8286
Legal Tract	8286
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3000
Census Tract	441525

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3859 DEVELOPMENT TER, 1005, FREMONT, CA 94538-6561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jun 3, 2020	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3859 DEVELOPMENT TER UNIT 1005, 1005, FREMONT, CA 94538-6561
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 DEVELOPMENT TER 1005, 1005, FREMONT, CA 94538-6561

Mortgage

Document Number	0000039256
Date	Feb 22, 2022
Instrument	2022039256

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3859 DEVELOPMENT TER UNIT 1005, 1005, FREMONT, CA 94538-6561
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 DEVELOPMENT TER 1005, 1005, FREMONT, CA 94538-6561

Mortgage

Document Number	0000035038
Date	Jan 28, 2021
Instrument	2021035038

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3859 DEVELOPMENT TER UNIT 1005, 1005, FREMONT, CA 94538-6561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006604
Date	Jan 10, 2020
Instrument	2020006604

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3859 DEVELOPMENT TER UNIT 1005, 1005, FREMONT, CA 94538-6561
Document Number	0000137196
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3859 DEVELOPMENT TER #1005 FREMONT CA 945386561, 1005, FREMONT, CA 94538-6561

Mortgage

Document Number	0000137196
Date	Jun 15, 2020
Instrument	137196

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$966,910 (+2%) Land $290,141 Building $676,769
2025	$13,086.00 (+8.18%)	$947,951 (+4.04%) Land $284,452 Building $663,499
2023	$12,097.00	$911,146 Land $273,408 Building $637,738	$989,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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