3859 Development Ter, Unit 1002, Fremont, CA 94538 Property Records

Alameda County property record for 3859 Development Ter, Unit 1002, Fremont, CA 94538

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 2,292 sqft · built 2019
Lot Size	0.187 acres (8,158 sqft)
Owner	Individual Name on Record
Last Sale	$1,189,000 (Jun 2019)
Tax Bill	$17,922 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-1754-232`

Property Details

APN / Parcel Number

Primary APN	`519-1754-232`
Alternative APN	`519-1754-232-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,292 sqft Living Area

Exterior

Year Built	Built 2019
Construction Type	Wood
Lot Area	8,158 sqft (0.187 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3859 DEVELOPMENT TER UNIT 1002, 1002
City	FREMONT
State	CA
Zip	94538-6561
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3000
Census Tract	441525

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3859 DEVELOPMENT TER UNIT 1002, 1002, FREMONT, CA 94538-6561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Jun 5, 2019	Grant Deed, Subdivision Related Transfer · ARM HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	2019105564
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3859 DEVELOPMENT TER UNIT 1002, 1002, FREMONT, CA 94538-6561
Transaction Type	Mortgage
Record Updated	May 10, 2024
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 DEVELOPMENT TER 1002, 1002, FREMONT, CA 94538-6561

Mortgage

Document Number	0000046909
Date	Apr 10, 2024
Instrument	2024046909

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3859 DEVELOPMENT TER UNIT 1002, 1002, FREMONT, CA 94538-6561
Transaction Type	Mortgage
Record Updated	Sep 28, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 DEVELOPMENT TER 1002, 1002, FREMONT, CA 94538-6561

Mortgage

Document Number	0000152754
Date	Sep 2, 2022
Instrument	2022152754

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3859 DEVELOPMENT TER UNIT 1002, 1002, FREMONT, CA 94538-6561
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 DEVELOPMENT TER, FREMONT, CA 94538-6561

Mortgage

Document Number	0000349353
Date	Oct 21, 2021
Instrument	2021349353

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.55%
Index	Other
Margin	3
Max Rate	7.55%

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 5, 2019
Property Address	3859 DEVELOPMENT TER UNIT 1002, 1002, FREMONT, CA 94538-6561
Document Number	0000105564
Map Reference	MB 349 PG 36-64
Instrument Date	Apr 9, 2019
Instrument	2019105564
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2021
Title Company	CALATLANTIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	212 SEQUIM CMN, FREMONT, CA 94539-7905

Mortgage

Document Number	0000105565
Date	Jun 5, 2019
Instrument	2019105565

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.08%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.08%
Index	1-Year LIBOR
Max Rate	8.08%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,922.00 (+8.36%) Homeowner's exemption	$1,326,106 (+4.04%) Land $397,118 Building $928,988
2023	$16,540.00 Homeowner's exemption	$1,274,618 Land $381,699 Building $892,919

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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