Brunswick County property record for 3858 Bancroft Pl, Saint James, NC 28461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,348 sqft · built 2013 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $214,000 (Aug 2004) |
| Tax Bill | $4,193 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 220HM023 |
| Primary APN | 220HM023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,348 sqft Heated Area |
| Gross Area | 6,040 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 726 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 51128470 |
|---|---|
| Street Address | 3858 BANCROFT PL |
| City | SOUTHPORT |
| State | NC |
| Zip | 28461-7558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EPUD |
| Legal Description | L-57 S-9 PLAT 4B RESERVE PL 30/404 |
| Legal Lot Number | 57 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | LOCKWOODS FOLLY |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 20304 |
3858 Bancroft Pl is owned and occupied by two individuals who bought it in August 2004.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3858 BANCROFT PL, SOUTHPORT, NC 28461-7558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2004 · Amount on File |
| Deed Sale | Aug 1, 2004 · Amount on File |
| Deed Book / Page | 2003 / 656 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3858 Bancroft Pl was $4,193.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | St. James Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,061,280 (+1.7%) Land $326,000 Building $735,280 | $1,061,280 (+1.7%) Land $326,000 Building $735,280 | |
| 2025 | $4,193.00 | $1,043,520 Land $326,000 Building $717,520 | $1,043,520 Land $326,000 Building $717,520 |
| 2023 | $1,042,070 Land $326,000 Building $716,070 | $1,042,070 Land $326,000 Building $716,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3858 Bancroft Pl in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 286 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 286 in force |
| Nearby Flood Claims | 14 (2005–2024) |
| Claims Outside the SFHA | 14 of 14 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3858 Bancroft Pl is moderate, ranking above 59% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRUNSWICK COUNTY WATER SYSTEM serves 151,357 people · EPA ID NC0410045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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