3838 Bancroft Pl, Saint James (Southport), NC 28461 Property Records

Brunswick County property record for 3838 Bancroft Pl, Saint James, NC 28461

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,964 sqft · built 2012
Lot Size	0.389 acres (16,945 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jul 2014)
Tax Bill	$3,055 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Aug 2019 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220HM002`

Property Details

APN / Parcel Number

Primary APN	`220HM002`
Alternative APNs	`207714324775` `80030823`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	2,964 sqft Heated Area
Gross Area	4,048 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,945 sqft (0.389 acres)
Garage Area	718 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80030823
Street Address	3838 BANCROFT PL
City	SOUTHPORT
State	NC
Zip	28461-7558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EPUD
Legal Description	L-36 S-9 PLAT 4B RESERVE PL 30/404
Legal Lot Number	36
Jurisdiction	BRUNSWICK NC
Township / Civil Division	LOCKWOODS FOLLY
Census Block Group	3
Census Block	3032
Census Tract	20304

Owner

3838 Bancroft Pl is owned and occupied by two individuals who bought it in July 2014.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3838 BANCROFT PL, SOUTHPORT, NC 28461-7558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Reverse Mortgage ALPHA MORTGAGE CORP
Aug 6, 2019	Deed of Trust, Mortgage · Reverse Mortgage ALPHA MORTGAGE CORP
Aug 1, 2019	Deed of Trust, Mortgage · FHA Mortgage ADELAIDE E MCPARTLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2014 · Amount on File
Deed Sale	Jul 25, 2014 · Amount on File
Deed Book / Page	3549 / 997
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	3838 BANCROFT PL, SAINT JAMES, NC 28461-7558
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38383 BANCROFT PLACE, SOUTHPORT, NC 28461

Mortgage

Document Number	0047980196
Date	Feb 16, 2022
Book Page	4798/196

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.36%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.63%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	3838 BANCROFT PL, SAINT JAMES, NC 28461-7558
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042270761
Date	Aug 6, 2019
Book Page	4227/0761

Lender

Name	ALPHA MORTGAGE CORP
Type	Credit Union
Address	WILMINGTON, NC 28403

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	3838 BANCROFT PL, SAINT JAMES, NC 28461-7558
Document Number	0042270781
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3838 BANCROFT PL SOUTHPORT NC 284617558, SOUTHPORT, NC 28461-7558

Mortgage

Document Number	0042270781
Date	Aug 6, 2019
Book Page	004227/000781

Lender

Name	ADELAIDE E MCPARTLAND
Address	3838 BANCROFT PL, SOUTHPORT, NC 28461-7558

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 3838 Bancroft Pl was $3,055.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	St. James Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$760,230 (-) Land $230,000 Building $530,230	$760,230 (-) Land $230,000 Building $530,230
2025	$3,055.00	$760,230 Land $230,000 Building $530,230	$760,230 Land $230,000 Building $530,230
2023		$760,230 Land $230,000 Building $530,230	$760,230 Land $230,000 Building $530,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3838 Bancroft Pl in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 286 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	286 in force
Nearby Flood Claims	14 (2005–2024)
Claims Outside the SFHA	14 of 14
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 5 claims Hurricane Florence, Sep 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3838 Bancroft Pl is moderate, ranking above 59% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK COUNTY WATER SYSTEM serves 151,357 people · EPA ID NC0410045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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