Frederick County property record for 3856 Saint Clair Ct, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,462 sqft · built 1989 |
| Lot Size | 1.56 acres (68,389 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $875,000 (Oct 2025) |
| Tax Bill | $7,757 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-271600 |
| Primary APN | 09-271600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 3,462 sqft Living Area |
| Gross Area | 4,291 sqft |
| 1st Floor Area | 2,362 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 68,389 sqft |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 608 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 419 sqft |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 271600 |
|---|---|
| Street Address | 3856 SAINT CLAIR CT |
| City | MONROVIA |
| State | MD |
| Zip | 21770-9000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 414 SEC 2 1.574 ACRES WOLF DEN SPRING |
| Legal Subdivision | WOLF DEN SPRING |
| Legal Lot Number | 414 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 751903 |
Source: Frederick County records, as of August 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3856 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 14, 2026 | Intrafamily Transfer, Transfer |
| Oct 28, 2025 | Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MTG ASSOC |
| Sep 29, 2017 | Deed, Transfer · Conventional Mortgage CAPITAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Sep 29, 2017 · Amount on Record |
| Deed Book / Page | 17576 / 149 |
| Transfer Doc | 0000002899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 14, 2026 |
| Property Address | 3856 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Document Number | 0176830366 |
| Book / Page | 17683 / 366 |
| Map Reference | MB 37 PL 79 |
| Instrument Date | Dec 1, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3856 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3856 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 28, 2025 |
| Property Address | 3856 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Document Number | 0175760149 |
| Book / Page | 17576 / 149 |
| Map Reference | MB 37 PL 79 |
| Instrument Date | Oct 24, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FRIENDS TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3856 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Document Number | 0017576154 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 17576/154 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3856 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Document Number | 0142100226 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3856 SAINT CLAIR CT MONROVIA MD 217709000, MONROVIA, MD 21770-9000 |
| Document Number | 0142100226 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 014210/000226 |
| Name | CREDIT UNION MTG ASSOC |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 26, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 29, 2017 |
| Property Address | 3856 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Document Number | 0120560189 |
| Book / Page | 12056 / 0189 |
| Map Reference | MB37 PL79 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 12056-0189 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,528.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3856 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Document Number | 120560194 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 12056-0194 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $743,867 (+5.37%) | $781,800 (-) Land $175,100 Building $606,700 | |
| 2025 | $7,757.00 (+5.9%) Homeowner's exemption | $705,933 (+13.89%) | $781,800 (+17.04%) Land $175,100 Building $606,700 |
| 2024 | $7,325.00 (+8.55%) | ||
| 2023 | $6,748.00 Homeowner's exemption | $619,833 | $668,000 Land $175,100 Building $492,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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