Frederick County property record for 3812 Saint Clair Ct, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,000 sqft · built 2002 |
| Lot Size | 1.31 acres (57,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $865,000 (Aug 2023) |
| Tax Bill | $9,188 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-271627 |
| Primary APN | 09-271627 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,000 sqft Living Area |
| Gross Area | 4,768 sqft |
| 1st Floor Area | 1,522 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 57,499 sqft |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 470 sqft |
| Deck Area | 264 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 271627 |
|---|---|
| Street Address | 3812 SAINT CLAIR CT |
| City | MONROVIA |
| State | MD |
| Zip | 21770-9000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 416 SEC 2 1.329 ACRES WOLF DEN SPRING |
| Legal Subdivision | WOLF DEN SPG SEC 02 |
| Legal Lot Number | 416 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 751903 |
3812 Saint Clair Ct is owned and occupied by two individuals who bought it in August 2023.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3812 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 4, 2023 | Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| May 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 13, 2022 | Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on File |
| Deed Sale | Aug 4, 2023 · Amount on File |
| Prior Sale | Jan 13, 2022 · Amount on File |
| Deed Book / Page | 16547 / 314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3812 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Title Company | UNKNOWN, TOWNSGATE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3812 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Document Number | 0176080347 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 17608/347 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 4, 2023 |
| Property Address | 3812 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Document Number | 0165470314 |
| Book / Page | 16547 / 314 |
| Map Reference | MB 37 PG 79 |
| Instrument Date | Aug 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | NOT AVAILABLE, MULTIPLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3812 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Document Number | 0016547320 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 16547/320 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3812 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3812 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Document Number | 0149230360 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 14923/360 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 13, 2022 |
| Property Address | 3812 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Document Number | 0156570211 |
| Book / Page | 15657 / 211 |
| Map Reference | MB 41 PG 32 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,499.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3812 SAINT CLAIR CT, MONROVIA, MD 21770-9000 |
| Document Number | 0015657219 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 15657/219 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 3812 Saint Clair Ct was $9,188 with a homeowner's exemption, up 6.1% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $807,233 (+6.89%) | $859,300 (-) Land $172,800 Building $686,500 | |
| 2025 | $9,188.00 (+6.08%) Homeowner's exemption | $755,167 | $859,300 Land $172,800 Building $686,500 |
| 2024 | $8,661.00 (+10.92%) | ||
| 2023 | $7,808.00 (+8.02%) | $653,633 (+8.19%) | $703,100 (-) Land $172,800 Building $530,300 |
| 2022 | $7,228.00 | $604,167 | $703,100 Land $172,800 Building $530,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3812 Saint Clair Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3812 Saint Clair Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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