DeSoto County property record for 3856 Bonner Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,676 sqft · built 1979 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Oct 2009) |
| Tax Bill | $3,615 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-07-8-27-02-0-00010-00 |
| Primary APN | 1-07-8-27-02-0-00010-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,676 sqft Adjusted Area |
| 1st Floor Area | 2,083 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Street Address | 3856 BONNER DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-8103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ER |
| Legal Description | CEDAR HILL SD LOT 10 |
| Legal Range | 007 |
| Legal Township | 01S |
| Legal Section | 27 |
| Legal Subdivision | CEDAR HILL SD |
| Legal Lot Number | 10 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 70524 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3856 BONNER DR, OLIVE BRANCH, MS 38654-8103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 24, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2009 · Amount on Record |
| Deed Sale | Oct 5, 2009 · Amount on Record |
| Deed Book / Page | 618 / 213 |
| Last Transfer Date | Feb 4, 2019 |
| Transfer Doc | 000891/317 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3856 BONNER DR, OLIVE BRANCH, MS 38654-8103 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 004957/114 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 4957/114 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Feb 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 24, 2019 |
| Property Address | 3856 BONNER DR, OLIVE BRANCH, MS 38654-8103 |
| Document Number | 000891/317 |
| Book / Page | 0891 / 317 |
| Map Reference | MB 6 PG 49 |
| Instrument Date | Feb 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6263 SEMINOLE DR, 6263, OLIVE BRANCH, MS 38654-3124 |
| Name | Verified Name |
|---|---|
| Address | 3856 BONNER DR, OLIVE BRANCH, MS 38654-8103 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Southaven City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,615.00 (+20.78%) | $29,830 (+44.27%) Land $2,400 Building $27,430 | $298,303 (+44.27%) Land $24,000 Building $274,303 |
| 2023 | $2,993.00 | $20,677 | $206,767 Land $24,000 Building $182,767 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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