3804 Bonner Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3804 Bonner Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,283 sqft · built 1971
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$649 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-07-8-27-02-0-00011-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-8-27-02-0-00011-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,283 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Deck Area	280 sqft

Location & Zoning

Street Address	3804 BONNER DR
City	OLIVE BRANCH
State	MS
Zip	38654-8103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	CEDAR HILL SD LOT 11
Legal Range	07
Legal Township	01
Legal Section	27
Legal Subdivision	CEDAR HILL SD
Legal Lot Number	11
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	2
Census Block	2017
Census Tract	70524

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3804 BONNER DR, OLIVE BRANCH, MS 38654-8103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022
Deed Sale	Jul 7, 2022
Prior Sale	Jul 14, 2014
Deed Document Number	0000100392
Deed Book / Page	1003 / 92
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 7, 2022
Property Address	3804 BONNER DR, OLIVE BRANCH, MS 38654-8103
Document Number	0001003/92
Book / Page	1003 / 92
Map Reference	MB 6 PG 49
Instrument Date	Jun 23, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3680 CYPRESS PLANTATION DR, 3680, OLIVE BRANCH, MS 38654-7668

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3804 BONNER DR, OLIVE BRANCH, MS 38654-8103

Mortgage

Document Number	0005563289
Date	Jul 7, 2022
Instrument	5563/289

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jun 23, 2023

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$649.00 (-58.42%)	$12,861 (-) Land $2,400 Building $10,461	$128,607 (-) Land $24,000 Building $104,607
2023	$1,561.00	$12,861	$128,607 Land $24,000 Building $104,607

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20