3854 Rustic Woods Dr, Hillsboro, MO 63050 Property Records

Jefferson County property record for 3854 Rustic Woods Dr, Hillsboro, MO 63050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,896 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,812 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-9.0-29.0-0-000-070.07`

Property Details

APN / Parcel Number

Primary APN	`11-9.0-29.0-0-000-070.07`
Alternative APN	`1190290 07007`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,896 sqft Living Area
Gross Area	4,124 sqft
1st Floor Area	1,896 sqft
Basement Area	1,422 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	806 sqft
Porch	Open Frame Porch
Porch Area	384 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3854 RUSTIC WOODS DR
City	HILLSBORO
State	MO
Zip	63050-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	RUSTIC WOOD MANOR LOT B
Legal Range	5E
Legal Township	41N
Legal Section	29
Legal Subdivision	RUSTIC WOOD MANOR
Legal Block	1
Legal Lot Number	B
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1025
Census Tract	700604

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3854 RUSTIC WOODS DR, HILLSBORO, MO 63050-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 11, 2012
Transfer Doc	2012R021807
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3854 RUSTIC WOODS DR, HILLSBORO, MO 63050-3723
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R028827
Date	Jul 2, 2021
Instrument	2021R-028827

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	HILLSBORO, MO 63050

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Hillsboro R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,800 (-) Land $3,300 Building $42,500	$241,200 (-) Land $17,600 Building $223,600
2025	$2,812.00 (+5.71%)	$45,800 (+8.02%) Land $3,300 Building $42,500	$241,200 (-) Land $17,600 Building $223,600
2024	$2,660.00 (+2.43%)		$241,200 (+7.97%) Land $17,600 Building $223,600
2023	$2,597.00	$42,400 Land $3,300 Building $39,100	$223,400 Land $17,600 Building $205,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1982–2009)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Nov 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20