3830 Rustic Woods Dr, Hillsboro, MO 63050 Property Records

Jefferson County property record for 3830 Rustic Woods Dr, Hillsboro, MO 63050

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,530 sqft · built 2003
Lot Size	2.01 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,600 (Oct 2022)
Tax Bill	$2,505 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-9.0-29.0-0-000-070.06`

Property Details

APN / Parcel Number

Primary APN	`11-9.0-29.0-0-000-070.06`
Alternative APN	`1190290 07006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	2,206 sqft
1st Floor Area	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Lot Area	87,991 sqft
Garage Type	Attached
Garage Area	676 sqft
Porch	Open Frame Porch
Porch Area	210 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3830 RUSTIC WOODS DR
City	HILLSBORO
State	MO
Zip	63050-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	HILLSDALE ESTS LOT 4
Legal Range	5E
Legal Township	41N
Legal Section	29
Legal Subdivision	HILLSDALE ESTS
Legal Block	1
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1025
Census Tract	700604

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3830 RUSTIC WOODS DR, HILLSBORO, MO 63050-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Oct 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Jul 29, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Sep 19, 2022
Deed Document Number	202233803
Prior Transfer Date	Sep 14, 2022
Prior Transfer Doc	0000033803
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3830 RUSTIC WOODS DR, HILLSBORO, MO 63050-3723
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TTL SERVICESLLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 RUSTIC WOODS DR, HILLSBORO, MO 63050-3723

Mortgage

Document Number	0000033730
Date	Dec 23, 2025
Instrument	2025R-033730

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Oct 17, 2022
Property Address	3830 RUSTIC WOODS DR, HILLSBORO, MO 63050-3723
Document Number	0000033803
Map Reference	MB 60 PG 22
Instrument Date	Oct 14, 2022
Instrument	2022R-033803
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9193 GOLDMAN RD, 9193, HILLSBORO, MO 63050-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 RUSTIC WOODS DR, HILLSBORO, MO 63050-3723

Mortgage

Document Number	0000033804
Date	Oct 17, 2022
Instrument	2022R-033804

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	10%

July 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 29, 2022
Property Address	3830 RUSTIC WOODS DR, HILLSBORO, MO 63050-3723
Document Number	0000025111
Map Reference	MB 60 PG 22
Instrument Date	Jul 29, 2022
Instrument	2022R-025111
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9193 GOLDMAN RD, HILLSBORO, MO 63050-2525

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Hillsboro R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,800 (-) Land $3,300 Building $37,500	$214,900 (-) Land $17,600 Building $197,300
2025	$2,505.00 (+4.81%)	$40,800 (+7.09%) Land $3,300 Building $37,500	$214,900 (-) Land $17,600 Building $197,300
2024	$2,390.00 (+2.4%)		$214,900 (+7.18%) Land $17,600 Building $197,300
2023	$2,334.00	$38,100 Land $3,300 Building $34,800	$200,500 Land $17,600 Building $182,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1982–2009)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Nov 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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