3854 Nicole Way, Eugene, OR 97408 Property Records

Lane County property record for 3854 Nicole Way, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,214 sqft · built 2016
Lot Size	0.13 acres (5,663 sqft)
Owner	Trust Name on Record
Last Sale	$570,000 (Dec 2019)
Tax Bill	$8,561 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2020 Transfer + 3 more
Flood Zone	Zone A (high risk)
APN	`17-03-08-23-06900-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-23-06900-000`
Alternative APN	`1866449`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,214 sqft Finished Area
1st Floor Area	1,668 sqft
2nd Floor Area	546 sqft

Exterior

Year Built	Built 2016
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Tile
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	422 sqft
Driveway	Driveway
Driveway Area	380 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1866449
Street Address	3854 NICOLE WAY
City	EUGENE
State	OR
Zip	97408-0013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	LOT:4 SUBD:ALDER WOODS PUD SEC/TWN/RNG/MER:SEC 08 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	ALDER WOODS PUD
Legal Lot Number	4
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1022
Census Tract	2201

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	3854 NICOLE WAY, EUGENE, OR 97408-0013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 5, 2020	Grant Deed, Transfer NOT AVAILABLE
Dec 19, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 14, 2019	Loan Modification, Mortgage · Conventional Mortgage PRECISION CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	0000058398
Last Transfer Date	Nov 5, 2020
Transfer Doc	0000064725
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3854 NICOLE WAY, EUGENE, OR 97408-0013
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011635
Date	Feb 22, 2021
Instrument	2021-011635

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Nov 5, 2020
Property Address	3854 NICOLE WAY, EUGENE, OR 97408-0013
Document Number	0000064725
Instrument Date	Nov 3, 2020
Instrument	64725
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3854 NICOLE WAY EUGENE OR 974080013, EUGENE, OR 97408-0013

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANE OR
Recording Date	Nov 5, 2020
Property Address	3854 NICOLE WAY, EUGENE, OR 97408-0013
Document Number	0000064723
Instrument Date	Nov 3, 2020
Instrument	64723
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$92.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3327 BUCKINGHAM AVE EUGENE OR 974015856, EUGENE, OR 97401-5856

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Dec 19, 2019
Property Address	3854 NICOLE WAY, EUGENE, OR 97408-0013
Document Number	0000058398
Map Reference	DOC 2014-033783
Instrument Date	Dec 18, 2019
Instrument	2019-058398
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	FNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 NICOLE WAY, EUGENE, OR 97408-0013

Mortgage

Document Number	0000058399
Date	Dec 19, 2019
Instrument	2019-058399

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANE OR
Property Address	3854 NICOLE WAY, EUGENE, OR 97408-0013
Document Number	0000022647
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3854 NICOLE WAY EUGENE OR 974080013, EUGENE, OR 97408-0013

Mortgage

Document Number	0000022647
Date	Jun 10, 2019
Instrument	22647

Lender

Name	PRECISION CAP
Type	Funding / Finance Company
Address	EUGENE, OR 97401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 9, 2021

Interest

Rate	9.99%

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,561.00 (+3.91%)	$439,405 (+6.09%)	$794,660 (+1.29%) Land $282,512 Building $512,148
2023	$8,239.00 (+4.03%)	$414,182 (+3%)	$784,512 (+3.39%) Land $198,805 Building $585,707
2022	$7,920.00	$402,119	$758,798 Land $147,678 Building $611,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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