3854 Kirchling Rd, Hamilton, OH 45013 Property Records

Butler County property record for 3854 Kirchling Rd, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 1993
Lot Size	8.18 acres (356,713 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,542 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K4610-007.000-108`

Property Details

APN / Parcel Number

Primary APN	`K4610-007.000-108`
Alternative APNs	`471466` `475357`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area
Gross Area	1,260 sqft
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	356,713 sqft (8.18 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft
Pole Barn	2,560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3854 KIRCHLING RD
City	HAMILTON
State	OH
Zip	45013-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 3 7 PT SE COR
Jurisdiction	BUTLER OH
Township / Civil Division	ROSS
Census Block Group	4
Census Block	4007
Census Tract	10800

Owner

3854 Kirchling Rd is owned and occupied by two individuals who acquired it in May 2019.

Source: Butler County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3854 KIRCHLING RD, HAMILTON, OH 45013-9512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019
Deed Sale	May 6, 2019
Prior Sale	May 6, 2019
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	3854 KIRCHLING RD, HAMILTON, OH 45013-9512
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008832
Date	Mar 19, 2019
Book Page	9266/1916
Instrument	2019-00008832

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 8, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	3854 KIRCHLING RD, HAMILTON, OH 45013-9512
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040959
Date	Oct 24, 2019
Book Page	9356/0641
Instrument	2019-00040959

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	293 Months
Due	Mar 8, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	3854 KIRCHLING RD, HAMILTON, OH 45013-9512
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000922
Date	Jan 7, 2021
Book Page	9570/703
Instrument	2021-00000922

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3854 Kirchling Rd was $4,542.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Ross Township
Unified School District	Ross Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,542.00	$115,360 Land $44,370 Building $70,990	$329,610 Land $126,770 Building $202,840
2023	$4,471.00 (+15.89%)	$115,360 (+27.84%) Land $44,370 Building $70,990	$329,610 Land $126,770 Building $202,840
2022	$3,858.00	$90,240 Land $44,370 Building $45,870
2020			$257,820 Land $126,770 Building $131,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3854 Kirchling Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1996–2026)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Mar 2026 · river or lake flooding
Claims by Event	Flooding, May 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3854 Kirchling Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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