38535 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38535 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property TypeNeighborhood Shopping Center, Strip Center
Details1,530 sqft · built 1985
Lot Size0.869 acres (37,897 sqft)
OwnerCompany Name on Record
Last Sale$1,100,000 (Jan 2009)
Tax Bill$21,701 (2024)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-00-005-107-150

Property Details

APN / Parcel Number

Primary APN10-00-005-107-150

Interior

Stories2 Stories
Building Area1,530 sqft Total Area

Exterior

Year BuiltBuilt 1985
Lot Area37,897 sqft (0.869 acres)
Lot Dimensions217 ft deep x 250 ft wide
PorchPorch
Porch Area84 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address38535 CHESTNUT RIDGE RD
CityELYRIA
StateOH
Zip44035-8252
Property CategoryCommercial
Property TypeCommercial > Retail > Neighborhood Shopping Center, Strip Center
Legal DescriptionCONVENIENT FOOD MART 250.53 X 217.14
Legal SubdivisionROBIN PARK 01
Legal Block107
Legal Lot Number14
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1002
Census Tract71300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressWILLOUGHBY HILLS, OH 44094
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2009 · Amount on Record
Deed SaleJan 27, 2009 · Amount on Record
Deed Document Number2009000286
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address38535 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8252
Document Number0000752979
Instrument DateMar 10, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2950 LAMPLIGHT LN WILLOUGHBY HILLS OH 440948463, WILLOUGHBY HILLS, OH 44094-8463

Mortgage

Document Number0000752979
DateMar 13, 2020
Instrument752979
Lender
NameCIVISTA BK
AddressSANDUSKY, OH 44870
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2024

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$21,701.00 (-0.38%)$431,141 (+7.43%) Land $99,481 Building $331,660$1,231,830 (+7.43%) Land $284,230 Building $947,600
2023$21,783.00$401,325 Land $66,322 Building $335,003$1,146,640 Land $189,490 Building $957,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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