Lorain County property record for 38315 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Fast Food Restaurant |
|---|---|
| Details | 2,380 sqft |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,480,000 (Jun 2020) |
| Tax Bill | $47,180 (2025) |
| Deeds & Mortgages | Jan 2024 Assignment Jul 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-092-000-091 |
| Primary APN | 11-00-092-000-091 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,380 sqft Gross Area |
| 1st Floor Area | 2,380 sqft |
| Lot Area | 52,272 sqft (1.2 acres) |
|---|---|
| View / Lot | Primary |
| Street Address | 38315 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8644 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Fast Food Restaurant |
| Legal Subdivision | LORAIN |
| Legal Lot Number | 92 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | EATON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 91100 |
Source: Lorain County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3220 SHELTER COVE LN, ELK GROVE, CA 95758-4666 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jan 23, 2024 | Assignment of Lease, Transfer |
| Jul 1, 2019 | Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 19, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 28, 2019 | Warranty Deed, Transfer STEWART TITLE |
| Aug 22, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Mar 28, 2018 | Deed of Trust, Mortgage BUCKEYE CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on Record |
| Deed Sale | Jun 19, 2020 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 2020765384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 23, 2024 |
| Property Address | 38315 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8644 |
| Document Number | 0000001883 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2024-0001883 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5470 CASTLE HILLS DR, SAN DIEGO, CA 92109-1927 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38315 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8644 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000720282 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 2019-0720282 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43215 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 77 Months |
| Due | Dec 1, 2025 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 19, 2020 |
| Property Address | 38315 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8644 |
| Document Number | 0000765384 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 765384 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,920.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3220 SHELTER COVE LN ELK GROVE, ELK GROVE |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 28, 2019 |
| Property Address | 38315 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8644 |
| Document Number | 0000720264 |
| Instrument Date | May 30, 2019 |
| Instrument | 720264 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4270 MORSE RD COLUMBUS OH 432301523, COLUMBUS, OH 43230-1523 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 22, 2018 |
| Property Address | 38315 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8644 |
| Document Number | 0000684773 |
| Map Reference | DOC 20010786088 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 2018-0684773 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,296.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 310 GARFORD AVE, ELYRIA, OH 44035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38315 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8644 |
| Document Number | 0000667591 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4986 SALTON DR BRUNSWICK OH 442126445, BRUNSWICK, OH 44212-6445 |
| Document Number | 0000667591 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 667591 |
| Name | BUCKEYE CMNTY BK |
|---|---|
| Type | Bank |
| Address | LORAIN, OH 44055 |
| Amount | Amount Recorded |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Eaton Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,180.00 (+2.82%) | $886,250 (+%) Land $238,750 Building $647,500 | $2,532,130 (-) Land $682,130 Building $1,850,000 |
| 2024 | $45,886.00 (-5.48%) | $886,246 (+2.1%) Land $238,746 Building $647,500 | $2,532,130 (+2.1%) Land $682,130 Building $1,850,000 |
| 2023 | $48,546.00 (-3.12%) | $868,000 (%) Land $633,465 Building $234,535 | $2,480,000 (-) Land $1,809,900 Building $670,100 |
| 2022 | $50,109.00 | $868,010 Land $633,470 Building $234,540 | |
| 2021 | $2,480,000 Land $1,809,900 Building $670,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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