3852 Kelton Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3852 Kelton Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,420 sqft · built 1991
Lot Size	0.28 acres (12,207 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Mar 2002)
Tax Bill	$5,586 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`162-561-05-00`

Property Details

APN / Parcel Number

Primary APN	`162-561-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,420 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	12,207 sqft (0.28 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3852 KELTON DR
City	OCEANSIDE
State	CA
Zip	92056-6324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 448 TR 012450
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	012450
Legal Block	1
Legal Lot Number	448
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3852 KELTON DR, OCEANSIDE, CA 92056-6324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2002 · Amount on Record
Deed Sale	Mar 12, 2002 · Amount on Record
Prior Sale	Feb 28, 1991 · Amount on Record
Deed Document Number	2002208462
Last Transfer Date	Dec 4, 2020
Transfer Doc	0000820679
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2020
Property Address	3852 KELTON DR, OCEANSIDE, CA 92056-6324
Document Number	0000820679
Map Reference	MAP 12450
Instrument Date	Dec 4, 2020
Instrument	2020-0820679
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3852 KELTON DR, OCEANSIDE, CA 92056-6324

Mortgage

Document Number	0000820680
Date	Dec 21, 2020
Instrument	2020-0820680

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3852 KELTON DR, OCEANSIDE, CA 92056-6324
Document Number	0000183577
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3852 KELTON DR OCEANSIDE CA 920566324, OCEANSIDE, CA 92056-6324

Mortgage

Document Number	0000183577
Date	Apr 25, 2017
Instrument	183577

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$512,300 (+2%) Land $165,249 Building $347,051
2025	$5,586.00 (+5.24%) Homeowner's exemption	$502,256 (+4.04%) Land $162,009 Building $340,247
2023	$5,308.00 (+1.57%) Homeowner's exemption	$482,755 Land $155,719 Building $327,036
2022	$5,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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