3844 Kelton Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3844 Kelton Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,718 sqft · built 1991
Lot Size	0.647 acres (28,164 sqft)
Owner	Individual Name on Record
Last Sale	$1,170,000 (Apr 2024)
Tax Bill	$13,387 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`162-561-03-00`

Property Details

APN / Parcel Number

Primary APN	`162-561-03-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,718 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	28,164 sqft (0.647 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3844 KELTON DR
City	OCEANSIDE
State	CA
Zip	92056-6324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 446 TR 012450
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	012450
Legal Block	1
Legal Lot Number	446
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1365 VIA ISIDRO, OCEANSIDE, CA 92056-5630
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Intrafamily Transfer, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY
Apr 24, 2024	Grant Deed, Transfer · Conventional Mortgage LOGAN FINANCE CORP
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Sep 28, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO
Dec 29, 2017	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	2024102131
Prior Transfer Date	Aug 23, 2006
Prior Transfer Doc	0000672248
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2024
Property Address	3844 KELTON DR, OCEANSIDE, CA 92056-6324
Document Number	0000102130
Map Reference	MAP 12450
Instrument Date	Apr 23, 2024
Instrument	2024-0102130
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 VIA ISIDRO, OCEANSIDE, CA 92056-5630

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2024
Property Address	3844 KELTON DR, OCEANSIDE, CA 92056-6324
Document Number	0000102131
Map Reference	MAP 12450
Instrument Date	Apr 3, 2024
Instrument	2024-0102131
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 VIA ISIDRO, OCEANSIDE, CA 92056-5630

Mortgage

Document Number	0000102132
Date	Apr 24, 2024
Instrument	2024-0102132

Lender

Name	LOGAN FINANCE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3844 KELTON DR, OCEANSIDE, CA 92056-6324
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3844 KELTON DR, OCEANSIDE, CA 92056-6324

Mortgage

Document Number	0000816844
Date	Nov 30, 2021
Instrument	2021-0816844

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3844 KELTON DR, OCEANSIDE, CA 92056-6324
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3844 KELTON DR, OCEANSIDE, CA 92056-6324

Mortgage

Document Number	0000358929
Date	May 10, 2021
Instrument	2021-0358929

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2020
Property Address	3844 KELTON DR, OCEANSIDE, CA 92056-6324
Document Number	0000577851
Instrument Date	Sep 12, 2020
Instrument	577851
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$798.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3844 KELTON DR OCEANSIDE CA 920566324, OCEANSIDE, CA 92056-6324

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2017
Property Address	3844 KELTON DR, OCEANSIDE, CA 92056-6324
Document Number	0000616745
Instrument Date	Dec 13, 2017
Instrument	616745
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3844 KELTON DR OCEANSIDE CA 920566324, OCEANSIDE, CA 92056-6324

Mortgage

Document Number	616746
Date	Dec 29, 2017
Instrument	616746

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,217,268 (+2%) Land $936,360 Building $280,908
2025	$13,387.00 (+61.1%)	$1,193,400 (+58.22%) Land $918,000 Building $275,400
2023	$8,310.00 (+1.55%) Homeowner's exemption	$754,288 Land $222,655 Building $531,633
2022	$8,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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