Lorain County property record for 38516 E River Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1945 |
| Square Footage | 968 sqft Living Area |
| Lot Size | 20,909 sqft (0.48 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $99,900 (2016) |
| Tax Bill | $1,243.00 (2025) |
| Primary APN | 10-00-006-107-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 968 sqft Living Area |
| 1st Floor | 968 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1945 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 20,909 sqft (0.48 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 660 sqft Garage |
| Deck Area | 128 sqft Deck |
|---|---|
| Patio Area | 128 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 15 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 38516 E RIVER RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8564 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEE MAP DEPARTMENT BEFORE NEXT TRANSFER 00-00411D |
| Legal Subdivision | SEE MAP DEPARTMENT BEFORE NEXT TRANSFER |
| Legal Block | 107 |
| Legal Lot Number | 6 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-006-107-019
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38516 E RIVER RD, ELYRIA, OH 44035-8564 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage OHIO CATHOLIC FCU |
| Sep 08, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEWREZ LLC |
| Aug 12, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEWREZ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 13, 2016 · Amount on Record |
| Deed Sale | Jan 13, 2016 · Amount on Record |
| Prior Sale | Feb 21, 2014 · Amount on Record |
| Deed Doc Number | 2016000138 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38516 E RIVER RD, ELYRIA, OH 44035-8564 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000894691 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 2022-0894691 |
| Name | OHIO CATHOLIC FCU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44125 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38516 E RIVER RD, ELYRIA, OH 44035-8564 |
| Document Number | 0000794676 |
| Instrument Date | Sep 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 38516 E RIVER RD ELYRIA OH 440358564, ELYRIA, OH 44035-8564 |
| Document Number | 0000794676 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 794676 |
| Name | NEWREZ LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38516 E RIVER RD, ELYRIA, OH 44035-8564 |
| Document Number | 0000726588 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38516 E RIVER RD ELYRIA OH 440358564, ELYRIA, OH 44035-8564 |
| Document Number | 0000726588 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 726588 |
| Name | NEWREZ LLC |
|---|---|
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2049 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,243.00 | $48,670 (%) Land $10,660 Building $38,010 | $139,060 (-) Land $30,470 Building $108,590 |
| 2024 | $1,243.00 (-19.34%) | $48,672 (+21.94%) Land $10,665 Building $38,007 | $139,060 (+21.94%) Land $30,470 Building $108,590 |
| 2023 | $1,541.00 (-0.96%) | $39,914 (-0.02%) Land $11,767 Building $28,147 | $114,040 (-) Land $33,620 Building $80,420 |
| 2022 | $1,556.00 | $39,920 Land $11,770 Building $28,150 | |
| 2021 | $114,040 Land $33,620 Building $80,420 |
38516 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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