Lorain County property record for 38484 E River Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,800 sqft Living Area |
| Lot Size | 21,344 sqft (0.489 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $70,000 (2019) |
| Tax Bill | $2,412.00 (2025) |
| Primary APN | 11-00-093-101-072 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,800 sqft Living Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 21,344 sqft (0.489 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 520 sqft Garage |
| Patio Area | 24 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 38484 E RIVER RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8477 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | O L 93 |
| Legal Subdivision | EATON |
| Legal Block | 101 |
| Legal Lot Number | 93 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | EATON |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 71300 |
Source: Lorain County records · APN 11-00-093-101-072
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38484 E RIVER RD, ELYRIA, OH 44035-8477 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 07, 2026 | Deed of Trust, Mortgage · Commercial Mortgage DOLLAR BANK FSB |
| Jul 26, 2019 | Warranty Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on Record |
| Deed Sale | Jul 26, 2019 · Amount on Record |
| Prior Sale | Jul 26, 2019 · Amount on Record |
| Deed Doc Number | 0000723698 |
| Last Transfer Date | May 29, 2025 |
| Transfer Doc | 0000054264 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38484 E RIVER RD, ELYRIA, OH 44035-8477 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38484 E RIVER RD, ELYRIA, OH 44035-8477 |
| Document Number | 0000081236 |
|---|---|
| Date | Jan 07, 2026 |
| Instrument | 2026-0081236 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 26, 2019 |
| Property Address | 38484 E RIVER RD, ELYRIA, OH 44035-8477 |
| Document Number | 0000723698 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 723698 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2019 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS/OH |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 38484 E RIVER RD ELYRIA OH 440358477, ELYRIA, OH 44035-8477 |
| Document Number | 723699 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 723699 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 25, 2049 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Eaton Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,412.00 | $54,120 (-0.01%) Land $14,240 Building $39,880 | $154,640 (-) Land $40,690 Building $113,950 |
| 2024 | $2,412.00 (+18.58%) | $54,125 (+30.2%) Land $14,242 Building $39,883 | $154,640 (+30.2%) Land $40,690 Building $113,950 |
| 2023 | $2,034.00 (+2.06%) | $41,570 (-) Land $13,703 Building $27,867 | $118,770 (-) Land $39,150 Building $79,620 |
| 2022 | $1,993.00 | $41,570 Land $13,700 Building $27,870 | |
| 2021 | $118,770 Land $39,150 Building $79,620 |
38484 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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