3851 Cothrin Ranch Rd, Shingle Springs, CA 95682 Property Records

El Dorado County property record for 3851 Cothrin Ranch Rd, Shingle Springs, CA 95682

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,848 sqft · built 1990
Lot Size	10 acres (437,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,000 (Sep 2000)
Tax Bill	$5,034 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087-250-037-000`

Property Details

APN / Parcel Number

Primary APN	`087-250-037-000`
Alternative APNs	`08725037100` `0872503710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	437,778 sqft
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,848 sqft

Location & Zoning

Street Address	3851 COTHRIN RANCH RD
City	SHINGLE SPRINGS
State	CA
Zip	95682-9737
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	PM 38/113/1
Legal Subdivision	SERRANO VILLAGE C-1
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1022
Census Tract	30712

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3851 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-9737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Jul 13, 2020	Deed of Trust, Mortgage QUICKEN LNS
Nov 4, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2000 · Amount on Record
Deed Sale	Sep 29, 2000 · Amount on Record
Deed Document Number	200049071
Last Transfer Date	Oct 30, 2019
Transfer Doc	0000047011
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	May 19, 2026
Property Address	3851 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-9737
Document Number	0000016306
Instrument Date	May 13, 2026
Instrument	202616306
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3851 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-9737

Mortgage

Document Number	0000016306,
Date	May 19, 2026
Instrument	202616306

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	7%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3851 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-9737
Document Number	0000037959
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3851 COTHRIN RANCH RD SHINGLE SPRINGS CA 956829737, SHINGLE SPRINGS, CA 95682-9737

Mortgage

Document Number	0000037959
Date	Jul 29, 2020
Instrument	37959

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Nov 4, 2019
Property Address	3851 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-9737
Document Number	0000047011
Map Reference	MB 38 PG 113
Instrument Date	Oct 30, 2019
Instrument	2019-0047011
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3851 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-9737

Mortgage

Document Number	0000047012
Date	Nov 4, 2019
Instrument	2019-0047012

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Latrobe Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,749 (+2%) Land $230,533 Building $238,216
2025	$5,034.00 (+1.96%)	$459,559 (+4.04%) Land $226,013 Building $233,546
2024	$4,937.00 (+1.96%)
2023	$4,842.00 (+1.51%)	$441,716 Land $217,238 Building $224,478
2022	$4,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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