Guernsey County property record for 3850 Spratt Rd, Cumberland, OH 43732
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,344 sqft · built 1990 |
| Lot Size | 1.48 acres (64,774 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,644 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-0000286.001 |
| Primary APN | 36-0000286.001 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 64,774 sqft (1.48 acres) |
| Terrain | Low |
| Garage Area | 720 sqft |
| Porch | Covered Porch |
| Deck Area | 702 sqft |
| Canopy | 774 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 004700-2 |
|---|---|
| Street Address | 3850 SPRATT RD |
| City | CUMBERLAND |
| State | OH |
| Zip | 43732-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R10 T9 SS31 PT SE NE 1/4 |
| Legal Range | 10W |
| Legal Township | 09N |
| Legal Section | 31 |
| Legal Tract | 9 |
| Jurisdiction | GUERNSEY OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3118 |
| Census Tract | 978000 |
3850 Spratt Rd is owned and occupied by two individuals.
Source: Guernsey County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3850 SPRATT RD, CUMBERLAND, OH 43732-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3850 Spratt Rd was $1,644 with a homeowner's exemption.
Source: Guernsey County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Guernsey County |
| County Subdivision | Spencer Township |
| Unified School District | Rolling Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,644.00 Homeowner's exemption | $42,703 (-) Land $9,432 Building $33,271 | |
| 2024 | $1,644.00 (+23.33%) Homeowner's exemption | $42,703 (+26.99%) Land $9,432 Building $33,271 | $122,010 Land $26,950 Building $95,060 |
| 2023 | $1,333.00 (-1.48%) Homeowner's exemption | $33,628 (-0.01%) Land $7,427 Building $26,201 | |
| 2022 | $1,353.00 Homeowner's exemption | $33,630 Land $7,430 Building $26,200 | $96,090 (+0.01%) Land $21,230 Building $74,860 |
| 2021 | $96,080 Land $21,220 Building $74,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3850 Spratt Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3850 Spratt Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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