3327 Spratt Rd, Cumberland, OH 43732 Property Records

Guernsey County property record for 3327 Spratt Rd, Cumberland, OH 43732 · Last verified July 2026

Property Highlights

Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Lot Size	531,519 sqft (12.2 acres)
Last Sale	$202,200 (2020)
Tax Bill	$140.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`36-0000702.000`
Alternative APN	`000505-3`

Exterior

Lot Area	531,519 sqft (12.2 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	196 sqft Shed
Topography	Rolling Topography
Grainery	352 sqft Grainery
Lean-To	1,188 sqft Lean-To

Location & Zoning

Account Number	000505-3
Street Address	3327 SPRATT RD
City	CUMBERLAND
State	OH
Zip	43732
Property Usage	Agriculture or Farming Property Usage
Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	R10 T9 SS31 PT W1/2 NW 1/4
Legal Range	10W
Legal Township	09N
Legal Section	31
Legal Tract	9
Jurisdiction	GUERNSEY OH
Minor Civil Division	SPENCER
Census Blockgroup	3
Census Block	3090
Census Tract	978000

Owner

Source: Guernsey County records · APN 36-0000702.000

Assessment roll updated March 3, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3415 SPRATT RD, CUMBERLAND, OH 43732-9704
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage USDA
Sep 23, 2019	Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage USDA
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jan 27, 2020	Fiduciary Deed, Transfer · Veterans Administration Mortgage THE HUNTINGTON NATIONAL BANK
Sep 23, 2019	Fiduciary Deed, Transfer · Commercial Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Doc Number	2020427
Deed Book / Page	566 / 5562
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	00565/0354
Record Refreshed	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	3327 SPRATT RD, CUMBERLAND, OH 43732
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00565/0372
Date	Sep 23, 2019
Book Page	565/0372
Instrument	201900005438

Lender

Name	USDA
Type	Government Agency
Address	ZANESVILLE, OH 43701

Agreement

Type	United States Department of Agriculture (USDA) Mortgage

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	3327 SPRATT RD, CUMBERLAND, OH 43732
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00565/0367
Date	Sep 23, 2019
Book Page	565/0367
Instrument	201900005437

Lender

Name	USDA
Type	Government Agency
Address	ZANESVILLE, OH 43701

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Interest

Rate	2.5%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	3327 SPRATT RD, CUMBERLAND, OH 43732
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00570/2993
Date	Aug 18, 2020
Book Page	570/2993
Instrument	202000004363

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	3327 SPRATT RD, CUMBERLAND, OH 43732
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00584/1640
Date	Jul 25, 2022
Book Page	584/1640
Instrument	202200004464

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	Other
Margin	3
Max Rate	8.5%

January 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jan 27, 2020
Property Address	3327 SPRATT RD, CUMBERLAND, OH 43732
Document Number	00566/5562
Book / Page	566 / 5562
Instrument Date	Dec 30, 2019
Instrument	202000000427
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	HBI TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship

Mortgage

Document Number	202000000428
Date	Jan 27, 2020
Instrument	202000000428

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

September 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GUERNSEY OH
Recording Date	Sep 23, 2019
Property Address	3327 SPRATT RD, CUMBERLAND, OH 43732
Document Number	00565/0354
Book / Page	565 / 0354
Instrument Date	Sep 19, 2019
Instrument	201900005435
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	15925 CHANDLERSVILLE RD, CHANDLERSVILLE, OH 43727-9791
Investor	Possibly a Property Investor

Mortgage

Document Number	201900005436
Date	Sep 23, 2019
Instrument	201900005436

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	565/0358
Date	Sep 23, 2019
Book Page	565/0358
Instrument	201900005436

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Guernsey County records · Assessment roll updated March 3, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Spencer Township
Unified School District	Rolling Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$140.00 (-2.78%) Additional exemption filed	$13,415 (-) Land $11,823 Building $1,592
2024	$144.00 (+25.22%) Additional exemption filed	$13,415 (+27%) Land $11,823 Building $1,592	$38,330 (+372.63%) Land $33,780 Building $4,550
2023	$115.00 (-5.74%) Additional exemption filed	$10,563 (+271.94%) Land $9,310 Building $1,253
2022	$122.00 Additional exemption filed	$2,840 Land $1,590 Building $1,250	$8,110 (-73.13%) Land $4,530 Building $3,580
2021			$30,180 Land $26,600 Building $3,580

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