Richland County property record for 3850 Northshore Rd, Columbia, SC 29206
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,280 sqft · built 1977 |
| Lot Size | 0.713 acres (31,092 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $534,900 (Dec 2020) |
| Tax Bill | $6,816 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 16806-03-01 |
| Primary APN | 16806-03-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,280 sqft Heated Area |
| Gross Area | 4,888 sqft |
| 1st Floor Area | 2,672 sqft |
| Utility Area | 120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,092 sqft (0.713 acres) |
| Garage Type | Carport |
| Garage Area | 520 sqft |
| Carport | Carport |
| Carport Area | 520 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 216 sqft |
| Patio Area | 696 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00656203 |
|---|---|
| Street Address | 3850 NORTHSHORE RD |
| City | COLUMBIA |
| State | SC |
| Zip | 29206-3350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | PT LOT 4 BLK 59 163.1X27.9X64.7X22.8X20.5X69.7 X318 #SU FOREST LAKE EST |
| Legal Subdivision | FOREST LAKE DEVELOPMENT COMPANY |
| Legal Block | 59 |
| Legal Lot Number | 4 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11307 |
3850 Northshore Rd is owner-occupied and held in a trust since December 2020.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3850 NORTHSHORE RD, COLUMBIA, SC 29206-3350 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Dec 18, 2020 | Grant Deed, Transfer · Conventional Mortgage REGIONS MTG |
| Oct 25, 2017 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on File |
| Deed Sale | Dec 18, 2020 · Amount on File |
| Prior Sale | Nov 14, 2011 · Amount on File |
| Deed Document Number | 202072079 |
| Deed Book / Page | 2566 / 2507 |
| Prior Transfer Date | Nov 12, 2015 |
| Prior Transfer Doc | 0000083698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 3850 NORTHSHORE RD, COLUMBIA, SC 29206-3350 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3850 NORTHSHORE RD, COLUMBIA, SC 29206-3350 |
| Document Number | 0030900742 |
|---|---|
| Date | Jan 8, 2026 |
| Book Page | 3090/742 |
| Instrument | 2026001194 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 18, 2020 |
| Property Address | 3850 NORTHSHORE RD, COLUMBIA, SC 29206-3350 |
| Document Number | 2566/2507 |
| Book / Page | 002566 / 002507 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 72079 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2021 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,979.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3850 NORTHSHORE RD COLUMBIA SC 292063350, COLUMBIA, SC 29206-3350 |
| Document Number | 2566/2512 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 002566/002512 |
| Instrument | 72080 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Dec 17, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 3850 NORTHSHORE RD, COLUMBIA, SC 29206-3350 |
| Document Number | 2256/1697 |
| Book / Page | 002256 / 001697 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3850 NORTHSHORE RD COLUMBIA SC 292063350, COLUMBIA, SC 29206-3350 |
| Document Number | 2256/1697 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 002256/001697 |
| Instrument | 83022 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2047 |
The 2025 property tax bill for 3850 Northshore Rd was $6,816.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,816.00 | $21,396 (-96.37%) | $588,900 (-) Land $184,800 Building $404,100 |
| 2024 | $588,900 (+2,652.38%) Land $184,800 Building $404,100 | $588,900 (+10.1%) Land $184,800 Building $404,100 | |
| 2023 | $6,353.00 | $21,396 | $534,900 |
| 2021 | $6,389.00 | $21,400 | $534,900 Land $172,000 Building $362,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3850 Northshore Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 4 (2015–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3850 Northshore Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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