Richland County property record for 3837 Northshore Rd, Columbia, SC 29206
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,144 sqft · built 1963 |
| Lot Size | 0.533 acres (23,243 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Mar 2023) |
| Tax Bill | $3,154 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2023 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16807-06-05 |
| Primary APN | 16807-06-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,144 sqft Heated Area |
| Gross Area | 4,028 sqft |
| 1st Floor Area | 1,608 sqft |
| Utility Area | 100 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,243 sqft (0.533 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00656908 |
|---|---|
| Street Address | 3837 NORTHSHORE RD |
| City | COLUMBIA |
| State | SC |
| Zip | 29206-3349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 5 BLOCK 58 153.8X28.6X123.6X162.5X165 #SU FOREST LAKE EST #PR S-190 |
| Legal Subdivision | FOREST LAKE ESTATES |
| Legal Block | 58 |
| Legal Lot Number | 5 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 11307 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3837 NORTHSHORE RD, COLUMBIA, SC 29206-3349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 8, 2023 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Mar 8, 2023 | Deed, Construction Loan · Construction Mortgage SOUTH CAROLINA FCU |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG |
| Oct 14, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on Record |
| Deed Sale | Mar 8, 2023 · Amount on Record |
| Prior Sale | Oct 14, 2019 · Amount on Record |
| Deed Document Number | 20239359 |
| Deed Book / Page | 2819 / 3637 |
| Prior Transfer Date | Aug 23, 2012 |
| Prior Transfer Doc | 0019023264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 3837 NORTHSHORE RD, COLUMBIA, SC 29206-3349 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3837 NORTHSHORE RD, COLUMBIA, SC 29206-3349 |
| Document Number | 0028133630 |
|---|---|
| Date | Feb 8, 2023 |
| Book Page | 2813/3630 |
| Instrument | 2023005265 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | EASLEY, SC 29640 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 3, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 8, 2023 |
| Property Address | 3837 NORTHSHORE RD, COLUMBIA, SC 29206-3349 |
| Document Number | 0028193637 |
| Book / Page | 2819 / 3637 |
| Map Reference | MB S PG 190 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 2023009359 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $858.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3837 NORTHSHORE RD, COLUMBIA, SC 29206-3349 |
| Document Number | 2023009360 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2023009360 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 3837 NORTHSHORE RD, COLUMBIA, SC 29206-3349 |
| Document Number | 2549/3316 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3837 NORTHSHORE RD COLUMBIA SC 292063349, COLUMBIA, SC 29206-3349 |
| Document Number | 2549/3316 |
|---|---|
| Date | Nov 7, 2020 |
| Book Page | 002549/003316 |
| Instrument | 61227 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 14, 2019 |
| Property Address | 3837 NORTHSHORE RD, COLUMBIA, SC 29206-3349 |
| Document Number | 2436/2849 |
| Book / Page | 002436 / 002849 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 76431 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $983.46 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3837 NORTHSHORE RD COLUMBIA SC 292063349, COLUMBIA, SC 29206-3349 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,154.00 (+21.49%) | $10,632 (-96.78%) | $330,000 (-) Land $50,400 Building $279,600 |
| 2024 | $330,000 (+3,003.84%) Land $50,400 Building $279,600 | $330,000 (+24.15%) Land $50,400 Building $279,600 | |
| 2023 | $2,596.00 (+0.19%) | $10,632 (+0.02%) | $265,800 (-) |
| 2021 | $2,591.00 | $10,630 | $265,800 Land $43,200 Building $222,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 4 (2015–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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