Monroe County property record for 3850 E Lydia Ln, Bloomington, IN 47401
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 1,240 sqft · built 2006 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $273,000 (Apr 2026) |
| Tax Bill | $2,212 (2025) |
| Deeds & Mortgages | Sep 2005 Mortgage Oct 2009 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-28623-21 |
| Primary APN | 015-28623-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 160 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 871 sqft (0.02 acres) |
| Terrain | High |
| Garage Type | Basement |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 015-28623-21 |
|---|---|
| Street Address | 3850 E LYDIA LN |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-7142 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | STELLA RIDGE PH 4 UNIT 21 |
| Legal Subdivision | STELLA RIDGE |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 904 |
Source: Monroe County records · APN 015-28623-21
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3850 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2005 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE CORP |
| Oct 19, 2009 | Deed of Trust, Mortgage · Conventional Mortgage MONROE BANK |
| Oct 19, 2009 | Deed of Trust, Mortgage MONROE BANK |
| Apr 01, 2026 | Deed, Transfer TITLEPLS, TITLEPLUS |
| May 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 12, 2014 | Warranty Deed, Transfer |
| Oct 07, 2005 | Warranty Deed, Transfer · Conventional Mortgage PHH MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Prior Sale | May 29, 2024 · Amount on Record |
| Deed Document Number | 202655664 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3850 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2005018667 |
|---|---|
| Date | Sep 13, 2005 |
| Instrument | 2005018667 |
| Name | PHH MORTGAGE CORP |
|---|---|
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3850 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009018365 |
|---|---|
| Date | Oct 19, 2009 |
| Instrument | 2009018365 |
| Name | MONROE BANK |
|---|---|
| Address | BLOOMINGTON, IN 47408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3850 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009018367 |
|---|---|
| Date | Oct 19, 2009 |
| Instrument | 2009018367 |
| Name | MONROE BANK |
|---|---|
| Address | BLOOMINGTON, IN 47408 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 19, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Apr 01, 2026 |
| Property Address | 3850 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Document Number | 0000055664 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.55664 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | TITLEPLS, TITLEPLUS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 30, 2024 |
| Property Address | 3850 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Document Number | 2024005444 |
| Map Reference | CAB C ENV 232 |
| Instrument Date | May 23, 2024 |
| Instrument | 2024005444 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Document Number | 2024005445 |
|---|---|
| Date | May 30, 2024 |
| Instrument | 2024005445 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 12, 2014 |
| Property Address | 3850 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Document Number | 2014011759 |
| Map Reference | CAB C ENV 232 |
| Instrument Date | Sep 09, 2014 |
| Instrument | 2014011759 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Oct 07, 2005 |
| Property Address | 3850 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Document Number | 2005020529 |
| Map Reference | CABC SL232 |
| Instrument Date | Oct 06, 2005 |
| Instrument | 2005020529 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Document Number | 2005020530 |
|---|---|
| Date | Oct 07, 2005 |
| Instrument | 2005020530 |
| Name | PHH MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2035 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,212.00 (-10.81%) | $247,100 (-0.08%) Land $60,500 Building $186,600 | $247,100 (-0.08%) Land $60,500 Building $186,600 |
| 2024 | $2,480.00 (+3.98%) | ||
| 2023 | $247,300 (+6.59%) Land $60,500 Building $186,800 | $247,300 (+6.59%) Land $60,500 Building $186,800 | |
| 2022 | $2,385.00 | $232,000 Land $55,000 Building $177,000 | $232,000 Land $55,000 Building $177,000 |
Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IsoFusion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 232 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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