Monroe County property record for 3842 E Lydia Ln, Bloomington, IN 47401
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 1,240 sqft · built 2006 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Company Name on Record |
| Last Sale | $182,800 (Sep 2020) |
| Tax Bill | $5,104 (2025) |
| Deeds & Mortgages | Jan 2009 Mortgage May 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-28623-23 |
| Primary APN | 015-28623-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 871 sqft (0.02 acres) |
| Terrain | High |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 015-28623-23 |
|---|---|
| Street Address | 3842 E LYDIA LN |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-7142 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 015-28623-23 STELLA RIDGE 4TH UNIT 23 |
| Legal Subdivision | STELLA RIDGE |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 904 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4762 S ABINGTON AVE, BLOOMINGTON, IN 47403-8021 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 30, 2009 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| May 27, 2021 | Warranty Deed, Transfer THE PEOPLES STATE BANK |
| May 27, 2021 | Warranty Deed, Transfer THE PEOPLES STATE BANK |
| Sep 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES |
| Jun 30, 2016 | Warranty Deed, Transfer |
| Nov 1, 2005 | Warranty Deed, Transfer · ARM USAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2020 · Amount on Record |
| Deed Sale | Sep 4, 2020 · Amount on Record |
| Prior Sale | Jun 30, 2016 |
| Deed Document Number | 202014324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3842 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009001198 |
|---|---|
| Date | Jan 30, 2009 |
| Instrument | 2009001198 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 27, 2021 |
| Property Address | 3842 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Document Number | 2021010011 |
| Map Reference | CAB D ENV 232 |
| Instrument Date | May 24, 2021 |
| Instrument | 2021010011 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3532 S WICKENS ST, BLOOMINGTON, IN 47403-4514 |
| Document Number | 2021010012 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021010012 |
| Name | THE PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 24, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 27, 2021 |
| Property Address | 3842 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Document Number | 2021010011 |
| Map Reference | CAB D ENV 232 |
| Instrument Date | May 24, 2021 |
| Instrument | 2021010011 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3532 S WICKENS ST, BLOOMINGTON, IN 47403-4514 |
| Document Number | 2021010012 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021010012 |
| Name | THE PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 24, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 4, 2020 |
| Property Address | 3842 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Document Number | 2020014324 |
| Map Reference | CAB C ENV 232 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 2020014324 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3008 S XAVIER CT, BLOOMINGTON, IN 47401-6883 |
| Investor | Possibly a Property Investor |
| Document Number | 2020014325 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 2020014325 |
| Name | AMERICAN MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jun 30, 2016 |
| Property Address | 3842 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Document Number | 2016008629 |
| Map Reference | CAB C ENV232 |
| Instrument Date | Jun 28, 2016 |
| Instrument | 2016008629 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 N ILLINOIS ST STE 1600, 1600, INDIANAPOLIS, IN 46204-4218 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Nov 1, 2005 |
| Property Address | 3842 E LYDIA LN, BLOOMINGTON, IN 47401-7142 |
| Document Number | 2005022090 |
| Map Reference | CABC SL232 |
| Instrument Date | Oct 31, 2005 |
| Instrument | 2005022090 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3842 LYOIA LN, BLOOMINGTON, IN 47401-7142 |
| Document Number | 2005022091 |
|---|---|
| Date | Nov 1, 2005 |
| Instrument | 2005022091 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Nov 1, 2010 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 10.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,104.00 (-3.28%) | $258,200 (+13.05%) Land $60,500 Building $197,700 | $258,200 (+13.05%) Land $60,500 Building $197,700 |
| 2024 | $5,277.00 (+21.76%) | ||
| 2023 | $228,400 (+6.68%) Land $60,500 Building $167,900 | $228,400 (+6.68%) Land $60,500 Building $167,900 | |
| 2022 | $4,334.00 | $214,100 Land $55,000 Building $159,100 | $214,100 Land $55,000 Building $159,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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