Lowndes County property record for 385 Smith Dr, Columbus, MS 39702 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,180 sqft · built 1981 |
| Lot Size | 0.252 acres (11,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $539 (2024) |
| Deeds & Mortgages | Jan 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 63W090000747 |
| Primary APN | 63W090000747 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,180 sqft Adjusted Area |
| 1st Floor Area | 1,060 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,000 sqft (0.252 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 020841 |
|---|---|
| Street Address | 385 SMITH DR |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | RUBY ESTATES |
| Legal Lot Number | 47 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4038 |
| Census Tract | 405 |
Source: Lowndes County records · APN 63W090000747
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 385 SMITH DR, COLUMBUS, MS 39702-4427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 1987 |
| Deed Sale | May 05, 1987 |
| Deed Document Number | 0000854140 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 385 SMITH DR, COLUMBUS, MS 39702-4427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020190471 |
|---|---|
| Date | Jan 07, 2019 |
| Book Page | 2019/471 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Feb 01, 2025 |
Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption | $5,026 (-26.16%) | $50,260 (+10.75%) Land $10,000 Building $40,260 |
| 2024 | $539.00 (-46.69%) | ||
| 2023 | $1,011.00 | $6,807 | $45,380 Land $10,000 Building $35,380 |
Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870004054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low above 20% of the US · above 10% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| 4-County Fiber | Fiber | 1,000 / 1,000 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Telapex | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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