Lowndes County property record for 391 Smith Dr, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,356 sqft · built 1980 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 63W090000231 |
| Primary APN | 63W090000231 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,356 sqft Adjusted Area |
| 1st Floor Area | 1,174 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Utility Building | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 020762 |
|---|---|
| Street Address | 391 SMITH DR |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITH DR LOT 17 |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | DIAMOND ESTATES |
| Legal Lot Number | 17 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4038 |
| Census Tract | 405 |
Source: Lowndes County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 391 SMITH DR, COLUMBUS, MS 39702-4427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 1987 |
| Deed Sale | May 14, 1987 |
| Deed Document Number | 0000854379 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 391 SMITH DR, COLUMBUS, MS 39702-4427 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202227676 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 2022/27676 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Dec 1, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,624 (+11.06%) | $56,240 (+11.06%) Land $10,000 Building $46,240 | |
| 2023 | Homeowner's exemption Disabled Person's exemption | $5,064 | $50,640 Land $10,000 Building $40,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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