385 S Main St, Jefferson, NC 28640 Property Records

Ashe County property record for 385 S Main St, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	2,025 sqft · built 1961
Lot Size	0.976 acres (42,500 sqft)
Owner	Individual Name on Record
Last Sale	$165,500 (Mar 2015)
Tax Bill	$2,328 (2026)
Deeds & Mortgages	Apr 2019 Refinance Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09263-001-445`

Property Details

APN / Parcel Number

Primary APN	`09263-001-445`
Alternative APNs	`092977196611` `104109` `114002`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,025 sqft Heated Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1970
Architectural Style	Conventional
Lot Area	42,500 sqft (0.976 acres)
Lot Dimensions	170 ft deep x 250 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	114002
Old Parcel Number	09263001445
Street Address	385 S MAIN ST
City	JEFFERSON
State	NC
Zip	28640-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 34-53 RT 221 (PAVED HWY)
Legal Subdivision	M E LITTLE PROPERTY
Legal Lot Number	34-53
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1025
Census Tract	970501

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	385 S MAIN ST, JEFFERSON, NC 28640-9517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SKYLINE NATIONAL BANK
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
Mar 16, 2023	Intrafamily Transfer, Transfer
Apr 9, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2015 · Amount on Record
Deed Sale	Mar 31, 2015 · Amount on Record
Deed Document Number	20151283
Deed Book / Page	459 / 397
Last Transfer Date	Mar 8, 2023
Transfer Doc	00550/1794
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	385 S MAIN ST, JEFFERSON, NC 28640-9517
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000500/666
Date	Apr 30, 2019
Book Page	500/666
Instrument	1779

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	385 S MAIN ST, JEFFERSON, NC 28640-9517
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 S MAIN ST, JEFFERSON, NC 28640-9517

Mortgage

Document Number	000551/347
Date	Mar 29, 2023
Book Page	551/347
Instrument	1255

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Mar 16, 2023
Property Address	385 S MAIN ST, JEFFERSON, NC 28640-9517
Document Number	00550/1794
Book / Page	550 / 1794
Map Reference	MB 1 PG 50
Instrument Date	Mar 8, 2023
Instrument	1050
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2130 KIRBY RD, LILESVILLE, NC 28091-8079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 S MAIN ST, JEFFERSON, NC 28640-9517

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Apr 9, 2019
Property Address	385 S MAIN ST, JEFFERSON, NC 28640-9517
Document Number	00499/1808
Book / Page	499 / 1808
Instrument Date	Apr 3, 2019
Instrument	1452
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 S MAIN ST, JEFFERSON, NC 28640-9517

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,328.00 (+5.72%)	$286,000 (-) Land $88,500 Building $197,500	$286,000 (-) Land $88,500 Building $197,500
2025	$2,202.00 (+4.76%)	$286,000 (-) Land $88,500 Building $197,500	$286,000 (-) Land $88,500 Building $197,500
2023	$2,102.00 (-6.74%)	$286,000 (+26.38%) Land $88,500 Building $197,500	$286,000 (+26.38%) Land $88,500 Building $197,500
2022	$2,254.00	$226,300 Land $103,300 Building $123,000	$226,300 Land $103,300 Building $123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Brightspeed.

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