355 S Main St, Jefferson, NC 28640 Property Records

Ashe County property record for 355 S Main St, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	908 sqft · built 1965
Lot Size	0.418 acres (18,200 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Oct 2018)
Tax Bill	$1,350 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09263-001-449`

Property Details

APN / Parcel Number

Primary APN	`09263-001-449`
Alternative APNs	`092977197823` `100623`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	908 sqft Heated Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Lot Area	18,200 sqft (0.418 acres)
Lot Dimensions	130 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	100623
Old Parcel Number	09263001449
Street Address	355 S MAIN ST
City	JEFFERSON
State	NC
Zip	28640-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 LOTS ADJ M E LITTLE RT 221 (PAVED HWY)
Legal Subdivision	MCEWEN ADDITION
Legal Lot Number	A
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1025
Census Tract	970501

Owner

355 S Main St is owned by an individual who bought it in October 2018.

Source: Ashe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1277, WEST JEFFERSON, NC 28694-1277
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Deed of Trust, Mortgage ANDREW C JACKSON JR
Oct 12, 2018	Warranty Deed, Transfer
Oct 12, 2018	Warranty Deed, Transfer
Jul 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Oct 12, 2018 · Amount on File
Deed Document Number	20184630
Deed Book / Page	495 / 1198
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	355 S MAIN ST, JEFFERSON, NC 28640-9517
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000496/0000000207
Date	Nov 7, 2018
Book Page	0000000496/0000000207
Instrument	000000005002

Lender

Name	ANDREW C JACKSON JR

Agreement

Amount	Amount on Record
Term	110 Months
Due	Jan 1, 2028

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Oct 12, 2018
Property Address	355 S MAIN ST, JEFFERSON, NC 28640-9517
Document Number	00495/1198
Book / Page	495 / 1198
Instrument Date	Oct 10, 2018
Instrument	000000004630
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1114 WILLIE BROWN RD, CRUMPLER, NC 28617-9374

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Oct 12, 2018
Property Address	355 S MAIN ST, JEFFERSON, NC 28640-9517
Document Number	00495/1195
Book / Page	495 / 1195
Instrument Date	Oct 1, 2018
Instrument	000000004629
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2519 HOOT OWL DR, HILLSBOROUGH, NC 27278-9511

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jul 12, 2018
Property Address	355 S MAIN ST, JEFFERSON, NC 28640-9517
Document Number	00492/1670
Book / Page	492 / 1670
Instrument Date	Jul 12, 2018
Instrument	000000003058
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1369 CALLOWAY GAP RD, WEST JEFFERSON, NC 28694-9212

Tax Assessment & Valuation

The 2026 property tax bill for 355 S Main St was $1,350, up 5.7% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,350.00 (+5.72%)	$165,900 (-) Land $61,000 Building $104,900	$165,900 (-) Land $61,000 Building $104,900
2025	$1,277.00	$165,900 Land $61,000 Building $104,900	$165,900 Land $61,000 Building $104,900
2023	$1,219.00 (-14.46%)	$165,900 (+20.92%) Land $61,000 Building $104,900	$165,900 (+20.92%) Land $61,000 Building $104,900
2022	$1,425.00	$137,200 Land $61,000 Building $76,200	$137,200 Land $61,000 Building $76,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 355 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 S Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Brightspeed.

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