385 Ratledge Rd, Townsend, DE 19734 Property Records

New Castle County property record for 385 Ratledge Rd, Townsend, DE 19734 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1850
Square Footage2,064 sqft Living Area
Lot Size46,174 sqft (1.06 acres)
OccupancyOwner Occupied
Last Sale$20,000 (1997)
Tax Bill$3,452.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-020.00-094

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Building Area2,064 sqft Living Area
1st Floor1,109 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area46,174 sqft (1.06 acres)
Depth X Width187 ft x 246 ft Depth x Width

Utilities and HVAC

Heating SystemHot Water Heating

Location & Zoning

Street Address385 RATLEDGE RD
CityTOWNSEND
StateDE
Zip19734-9549
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionRATLEDGE SUBD
Legal Lot NumberB
JurisdictionNEW CASTLE DE
Minor Civil DivisionMIDDLETOWN-ODESSA
Census Blockgroup3
Census Block3042
Census Tract16806

Owner

Source: New Castle County records · APN 14-020.00-094

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address385 RATLEDGE RD, TOWNSEND, DE 19734-9549
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Intrafamily Transfer, Transfer
Aug 24, 2021Deed, Transfer · Conventional Mortgage
FIRST HOME BANK
Sep 05, 2018Deed of Trust, Mortgage · Line of Credit
THE DEPARTMENT OF NATURAL RESOURCES AND
Mar 27, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
BANK OF KANSAS CITY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 29, 1997 · Amount on Record
Deed SaleJan 29, 1997 · Amount on Record
Deed Book / Page2240 / 226
Record RefreshedJun 08, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNEW CASTLE DE
Recording DateMar 30, 2022
Property Address385 RATLEDGE RD, TOWNSEND, DE 19734-9549
Document Number0000035268
Instrument DateMar 22, 2022
Instrument20220330-0035268
Transaction TypeTransfer
Record UpdatedApr 08, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 RATLEDGE RD, TOWNSEND, DE 19734-9549

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateAug 24, 2021
Property Address385 RATLEDGE RD, TOWNSEND, DE 19734-9549
Document Number0000099369
Instrument DateAug 13, 2021
Instrument20210824-0099369
Transaction TypeTransfer
Record UpdatedSep 01, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address385 RATLEDGE RD, TOWNSEND, DE 19734-9549

Mortgage

Document Number0000099373
DateAug 24, 2021
Instrument20210824-0099373
Lender
NameFIRST HOME BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address385 RATLEDGE RD, TOWNSEND, DE 19734-9549
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045130
DateSep 05, 2018
Instrument20180905-0045130
Lender
NameTHE DEPARTMENT OF NATURAL RESOURCES AND
TypeGovernment Agency
AddressDOVER, DE 19904
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueAug 08, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address385 RATLEDGE RD, TOWNSEND, DE 19734-9549
Document Number0000016534
Instrument DateMar 27, 2017
Transaction TypeMortgage
Record UpdatedApr 21, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address385 RATLEDGE RD TOWNSEND DE 197349549, TOWNSEND, DE 19734-9549

Mortgage

Document Number0000016534
DateApr 04, 2017
Instrument16534
Lender
NameBANK OF KANSAS CITY
TypeBank
AddressTULSA, OK 74153
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 03, 2047

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,452.00 (+121.71%)$444,800 (+915.53%) Land $116,000 Building $328,800
2024$181,800
2023$1,557.00$43,800 Land $10,100 Building $33,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 47% of Delaware
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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