315 Ratledge Rd, Townsend, DE 19734 Property Records

New Castle County property record for 315 Ratledge Rd, Townsend, DE 19734

Property Summary

Property Type	Single Family Home
Lot Size	32.8 acres (1,431,382 sqft)
Owner	2 Individual Names on Record
Tax Bill	$228 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`14-016.00-278`

Property Details

APN / Parcel Number

Primary APN	`14-016.00-278`

Exterior

Lot Area	1,431,382 sqft (32.8 acres)
Lot Dimensions	555 ft deep x 77 ft wide

Location & Zoning

Street Address	315 RATLEDGE RD
City	TOWNSEND
State	DE
Zip	19734-9549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	RATLEDGE PROPERTIES
Legal Lot Number	2
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3033
Census Tract	16806

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 PADDOCK RD, TOWNSEND, DE 19734-9748
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 15, 2018	Deed, Construction Loan · Construction Mortgage MIDATLANTIC FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018
Deed Sale	Aug 15, 2018
Prior Sale	Dec 31, 1987
Deed Document Number	201841526
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	315 RATLEDGE RD, TOWNSEND, DE 19734-9549
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120602
Date	Oct 18, 2021
Instrument	20211018-0120602

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 15, 2018
Property Address	315 RATLEDGE RD, TOWNSEND, DE 19734-9549
Document Number	0000041526
Instrument Date	Aug 1, 2018
Instrument	20180815-0041526
Transaction Type	Construction Loan
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	690 WINNOW DR, CLAYTON, DE 19938-3528

Mortgage

Document Number	0000041527
Date	Aug 15, 2018
Instrument	20180815-0041527

Lender

Name	MIDATLANTIC FARM CREDIT ACA
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$228.00 (-92.27%)	$1,124,100 (+891.27%) Land $624,800 Building $499,300
2023	$2,951.00	$113,400 Land $41,900 Building $71,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ratledge Rd

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