385 N 2nd St E, Downey, ID 83234 Property Records

Bannock County property record for 385 N 2nd St E, Downey, ID 83234

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,596 sqft · built 1930
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Tax Bill	$885 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`RDDOW003000`

Property Details

APN / Parcel Number

Primary APN	`RDDOW003000`
Alternative APN	`RPRDDOW003000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,596 sqft Finished Area
1st Floor Area	996 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Architectural Style	A-Frame
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Propane

Location & Zoning

Street Address	385 N 2ND ST E
City	DOWNEY
State	ID
Zip	83234-7715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S27-T11S-R37ELOTS 1 & 2 BLOCK 16 TOWNSITE OF DOWNEY
Legal Subdivision	TOWNSITE OF DOWNEY
Legal Block	16
Legal Lot Number	1-2 2
Jurisdiction	BANNOCK ID
Township / Civil Division	SOUTH BANNOCK
Census Block Group	4
Census Block	4148
Census Tract	1900

Owner

Source: Bannock County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 325, DOWNEY, ID 83234-0325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage IDAHO STATE UNIVERSITY FCU
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit LOOKOUT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	722017
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANNOCK ID
Property Address	385 N 2ND ST E, DOWNEY, ID 83234-7715
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL POCATELLO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022201488
Date	Jan 26, 2022
Instrument	22201488

Lender

Name	IDAHO STATE UNIVERSITY FCU
Type	Credit Union
Address	POCATELLO, ID 83201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANNOCK ID
Property Address	385 N 2ND ST E, DOWNEY, ID 83234-7715
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	PIONEER TITLE POCATELLO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022306838
Date	Jul 10, 2023
Instrument	22306838

Lender

Name	LOOKOUT FCU
Type	Credit Union
Address	POCATELLO, ID 83201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 9, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bannock County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bannock County
Municipality	Downey City
Unified School District	Marsh Valley Joint School District 21 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$885.00 (-14.16%) Homeowner's exemption	$213,769 (+4.12%) Land $35,625 Building $178,144	$213,769 (+4.12%) Land $35,625 Building $178,144
2023	$1,031.00 Homeowner's exemption	$205,309 Land $33,476 Building $171,833	$205,309 Land $33,476 Building $171,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DOWNEY serves 586 people · EPA ID ID6030012
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fybercom Fixed Wireless	120 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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