315 N 2nd St E, Downey, ID 83234 Property Records

Bannock County property record for 315 N 2nd St E, Downey, ID 83234

Property Summary

Property Type	Mobile Home
Details	2 ba · 3,888 sqft · built 2008
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$285,610 (Jun 2026)
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Aug 2024 Mortgage May 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`RDDOW003400`

Property Details

APN / Parcel Number

Primary APN	`RDDOW003400`
Alternative APN	`RPRDDOW003400`

Interior

Full Baths	2 Baths
Building Area	3,888 sqft Finished Area
1st Floor Area	7,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Mobile/Manufactured
Roof Type	Gable
Roof Material	Metal
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	315 N 2ND ST E
City	DOWNEY
State	ID
Zip	83234-7715
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S27-T11S-R37ELOTS 7 & 8 BLOCK 16 TOWNSITE OF DOWNEY
Legal Range	37E
Legal Township	11S
Legal Section	27
Legal Subdivision	TOWNSITE OF DOWNEY
Legal Block	16
Legal Lot Number	7-8
Jurisdiction	BANNOCK ID
Township / Civil Division	SOUTH BANNOCK
Census Block Group	4
Census Block	4148
Census Tract	1900

Owner

Source: Bannock County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 N 2ND ST E, DOWNEY, ID 83234-7715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO
May 19, 2008	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Jun 8, 2026	Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC
Aug 1, 2024	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Aug 8, 2018	Intrafamily Transfer, Transfer
Aug 7, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Aug 1, 2024 · Amount on Record
Deed Document Number	20266814
Prior Transfer Date	Aug 8, 2018
Prior Transfer Doc	0000011558
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANNOCK ID
Property Address	315 N 2ND ST E, DOWNEY, ID 83234-7715
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	TITLEONE-TWIN FALLS, TITLEONE TWINFALLS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 LIVERPOOL RD, IDAHO FALLS, ID 83406-5139

Mortgage

Document Number	0022408384
Date	Aug 9, 2024
Instrument	22408384

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANNOCK ID
Property Address	315 N 2ND ST E, DOWNEY, ID 83234-7715
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020810956
Date	May 19, 2008
Instrument	20810956

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	SANDY, UT 84094

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2038

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANNOCK ID
Recording Date	Jun 8, 2026
Property Address	315 N 2ND ST E, DOWNEY, ID 83234-7715
Document Number	0000006814
Instrument Date	Jun 4, 2026
Instrument	20266814
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	FLYING S TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 N 2ND ST E, DOWNEY, ID 83234-7715

Mortgage

Document Number	0000006815,
Date	Jun 8, 2026
Instrument	20266815

Lender

Name	CANOPY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANNOCK ID
Recording Date	Aug 1, 2024
Property Address	315 N 2ND ST E, DOWNEY, ID 83234-7715
Document Number	0022408062
Instrument Date	Jul 23, 2024
Instrument	22408062
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	TITLEONE-TWIN FALLS, TITLEONE TWIN FALLS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 N 2ND ST E, DOWNEY, ID 83234-7715

Mortgage

Document Number	0022408063
Date	Aug 1, 2024
Instrument	22408063

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BANNOCK ID
Recording Date	Aug 8, 2018
Property Address	315 N 2ND ST E, DOWNEY, ID 83234-7715
Document Number	0021811558
Instrument Date	Aug 8, 2018
Instrument	21811558
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 179, DOWNEY, ID 83234-0179

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANNOCK ID
Recording Date	Aug 7, 2007
Property Address	315 N 2ND ST E, DOWNEY, ID 83234-7715
Document Number	0020722325
Instrument	20722325
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 167, CENTERVILLE, UT 84014-0167

Tax Assessment & Valuation

Source: Bannock County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bannock County
Municipality	Downey City
Unified School District	Marsh Valley Joint School District 21 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,035.00 (+37.09%) Homeowner's exemption	$521,361 (+15.27%) Land $35,625 Building $485,736	$521,361 (+15.27%) Land $35,625 Building $485,736
2023	$755.00 Homeowner's exemption	$452,302 Land $33,476 Building $418,826	$452,302 Land $33,476 Building $418,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DOWNEY serves 586 people · EPA ID ID6030012
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fybercom Fixed Wireless	120 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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