Clay County property record for 385 McCracken Pt, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,836 sqft · built 1999 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,275 (2026) |
| Deeds & Mortgages | Feb 2019 Line of Credit May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 548901156558 |
| Primary APN | 548901156558 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,836 sqft Heated Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 30,928 sqft (0.71 acres) |
| Account Number | 619860000 |
|---|---|
| Street Address | 385 MCCRACKEN PT |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-6184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 HURSH PROPERTY |
| Legal Subdivision | HURSH PROPERTY |
| Legal Lot Number | 11 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950101 |
385 McCracken Pt is owned by two individuals who acquired it in May 2021.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1017 SHERRYWOOD ST, FERN PARK, FL 32730-2901 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| May 25, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 19, 2021 |
| Transfer Doc | 0000453/66 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 385 MCCRACKEN PT, HAYESVILLE, NC 28904-6184 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 00U14/0010 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | U14/0010 |
| Instrument | 2019000427 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | May 25, 2021 |
| Property Address | 385 MCCRACKEN PT, HAYESVILLE, NC 28904-6184 |
| Document Number | 0000453/66 |
| Book / Page | 453 / 66 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021001797 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
The 2026 property tax bill for 385 McCracken Pt was $1,275, up 20.1% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,275.00 (+20.06%) | $379,300 (+85.21%) Land $61,800 Building $317,500 | $379,300 (+85.21%) Land $61,800 Building $317,500 |
| 2025 | $1,062.00 | $204,800 Land $41,200 Building $163,600 | $204,800 Land $41,200 Building $163,600 |
| 2023 | $942.00 | $204,800 Land $41,200 Building $163,600 | $204,800 Land $41,200 Building $163,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 385 McCracken Pt in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 385 McCracken Pt is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Blue Ridge Mountain EMC.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures