Clay County property record for 352 McCracken Pt, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,729 sqft · built 2019 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,215 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 548901158764 |
| Primary APN | 548901158764 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 4 Half Baths |
| Building Area | 5,729 sqft Heated Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 33,106 sqft (0.76 acres) |
| Account Number | 10590301 |
|---|---|
| Street Address | 352 MCCRACKEN PT |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-6184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 HURSH PROP |
| Legal Subdivision | LAKE CHATUGE |
| Legal Lot Number | 8 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950101 |
Source: Clay County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 352 MCCRACKEN PT, HAYESVILLE, NC 28904-6184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 6, 2012 |
| Transfer Doc | 369/162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 352 MCCRACKEN PT, HAYESVILLE, NC 28904-6184 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | Y14/0042 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | Y14/0042 |
| Instrument | 2019001899 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 352 MCCRACKEN PT, HAYESVILLE, NC 28904-6184 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | D15/8 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | D15/8 |
| Instrument | 2020003448 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,215.00 (+11.48%) | $1,576,400 (+75.62%) Land $380,000 Building $1,196,400 | $1,576,400 (+75.62%) Land $380,000 Building $1,196,400 |
| 2025 | $4,678.00 (+1.96%) | $897,600 (-) Land $225,000 Building $672,600 | $897,600 (-) Land $225,000 Building $672,600 |
| 2023 | $4,588.00 | $897,600 Land $225,000 Building $672,600 | $897,600 Land $225,000 Building $672,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Blue Ridge Mountain EMC.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures