385 Main St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 385 Main St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,626 sqft · built 1950
Lot Size	1.05 acres (46,134 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Jun 2017)
Tax Bill	$10,400 (2026)
Deeds & Mortgages	Feb 2022 Refinance Apr 2020 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`LYNF M:0028 B:0000 L:1882`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0028 B:0000 L:1882`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,626 sqft Living Area
Gross Area	3,268 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2014
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,134 sqft (1.05 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	385 MAIN ST
City	LYNNFIELD
State	MA
Zip	01940-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	1882
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	2
Census Block	2014
Census Tract	209200

Owner

385 Main St is owned and occupied by two individuals who bought it in June 2017.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	385 MAIN ST, LYNNFIELD, MA 01940-2500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WAKEFIELD COOPERATIVE BANK
Apr 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Jun 23, 2017	Quit Claim Deed, Transfer · Conventional with PMI LEND USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on File
Deed Sale	Jun 23, 2017 · Amount on File
Prior Sale	May 30, 2014 · Amount on File
Deed Book / Page	35963 / 458
Transfer Doc	035963-458
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	385 MAIN ST, LYNNFIELD, MA 01940-2500
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040740-505
Date	Feb 22, 2022
Book Page	40740/505
Instrument	20220222001770

Lender

Name	WAKEFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	385 MAIN ST, LYNNFIELD, MA 01940-2500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38459-167
Date	Apr 28, 2020
Book Page	38459/167
Instrument	20200428002150

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jun 23, 2017
Property Address	385 MAIN ST, LYNNFIELD, MA 01940-2500
Document Number	35963-458
Book / Page	035963 / 000458
Instrument Date	May 22, 2017
Instrument	1706230114
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,530.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	385 MAIN ST LYNNFIELD MA 019402500, LYNNFIELD, MA 01940-2500

Mortgage

Document Number	35963-461
Date	Jun 23, 2017
Book Page	035963/000461
Instrument	1706230115

Lender

Name	LEND USA

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 385 Main St was $10,400, up 11.6% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,400.00 (+11.56%)	$907,500 (+2.8%) Land $570,200 Building $337,300	$945,609 (+12.93%)
2025	$9,322.00 (+10.35%)	$882,800 (+9.83%) Land $553,600 Building $329,200	$837,330
2024	$8,448.00 (-0.28%)	$803,800 (+7.22%) Land $503,300 Building $300,500
2023	$8,472.00	$749,700 Land $477,600 Building $272,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 385 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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