385 Lyons Ln, Owenton, KY 40359 Property Records

Owen County property record for 385 Lyons Ln, Owenton, KY 40359

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,824 sqft · built 2000
Lot Size	50.1 acres (2,182,356 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Aug 2016)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082-00-00-008.00`

Property Details

APN / Parcel Number

Primary APN	`082-00-00-008.00`
Alternative APN	`14597`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,824 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,182,356 sqft (50.1 acres)
Terrain	Rolling
Garage Area	672 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	14597
Street Address	385 LYONS LN
City	OWENTON
State	KY
Zip	40359-9137
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	50.1 AC/MANU HOUSE/HOUSE/IMPS
Jurisdiction	OWEN KY
Township / Civil Division	OWENTON
Census Block Group	2
Census Block	2042
Census Tract	970202

Owner

Source: Owen County records · APN 082-00-00-008.00

Assessment roll updated November 20, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	385 LYONS LN, OWENTON, KY 40359-9137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Mar 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF KENTUCKY
Mar 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF KENTUCKY
Mar 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2016 · Amount on Record
Deed Sale	Aug 03, 2016 · Amount on Record
Deed Document Number	20162290
Deed Book / Page	247 / 636
Last Transfer Date	Jun 08, 2026
Transfer Doc	0001210176
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OWEN KY
Recording Date	Jun 24, 2026
Property Address	385 LYONS LN, OWENTON, KY 40359-9137
Document Number	0001210176
Book / Page	282 / 140
Instrument Date	Jun 08, 2026
Instrument	20261210176
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 LYONS LN, OWENTON, KY 40359-9137

Mortgage

Document Number	0001210177,
Date	Jun 24, 2026
Instrument	20261210177

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	385 LYONS LN, OWENTON, KY 40359-9137
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 LYONS LN, OWENTON, KY 40359-9137

Mortgage

Document Number	00M324/658
Date	Mar 20, 2023
Book Page	M324/658
Instrument	1164452

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank
Address	CARROLLTON, KY 41008

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	385 LYONS LN, OWENTON, KY 40359-9137
Transaction Type	Mortgage
Record Updated	Jun 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 LYONS LN, OWENTON, KY 40359-9137

Mortgage

Document Number	MTG324/658
Date	Mar 20, 2023
Book Page	MTG 324/658
Instrument	20231164452

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank
Address	CARROLLTON, KY 41008

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	385 LYONS LN, OWENTON, KY 40359-9137
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 LYONS LN, OWENTON, KY 40359-9137

Mortgage

Document Number	MTG324/658
Date	Mar 20, 2023
Book Page	MTG 324/658
Instrument	1164452

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank
Address	CARROLLTON, KY 41008

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Owen County records · Assessment roll updated November 20, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,731.00 (+2.55%)	$143,400 (+0.77%)	$143,400 (+0.77%)
2023	$1,688.00	$142,300	$142,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Owen County (21187C), as of December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Cell Coverage

4G LTE (outdoors only), no 5G reported

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