200 Lyons Ln, Owenton, KY 40359 Property Records

Owen County property record for 200 Lyons Ln, Owenton, KY 40359

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,076 sqft · built 1999
Lot Size	14.6 acres (638,154 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Nov 2020)
Tax Bill	$1,558 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`082-00-00-006.04`

Property Details

APN / Parcel Number

Primary APN	`082-00-00-006.04`
Alternative APN	`11694`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,076 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	638,154 sqft (14.6 acres)
Terrain	Rolling
Garage Area	840 sqft
Driveway	Gravel Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	120 sqft
Deck Area	290 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	11694
Street Address	200 LYONS LN
City	OWENTON
State	KY
Zip	40359-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23.8 AC / HOUSE / IMPS
Jurisdiction	OWEN KY
Township / Civil Division	OWENTON
Census Block Group	2
Census Block	2042
Census Tract	970202

Owner

Source: Owen County records · APN 082-00-00-006.04

Assessment roll updated November 20, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	200 LYONS LN, OWENTON, KY 40359-9716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 08, 2026	Deed of Trust, Mortgage · Line of Credit GERMAN AMERICAN BANK
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
Nov 19, 2019	Deed of Trust, Mortgage · Line of Credit L&N FCU
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CREDIT UNION
Jul 22, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Dec 18, 2015 · Amount on Record
Deed Document Number	20203333
Deed Book / Page	261 / 389
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Recording Date	May 08, 2026
Property Address	200 LYONS LN, OWENTON, KY 40359-9716
Document Number	0001209052
Book / Page	352 / 398
Instrument Date	May 04, 2026
Instrument	20261209052
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 LYONS LN, OWENTON, KY 40359-9716

Mortgage

Document Number	0001209052,
Date	May 08, 2026
Book Page	352/398
Instrument	20261209052

Lender

Name	GERMAN AMERICAN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	200 LYONS LN, OWENTON, KY 40359-9716
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG287/760
Date	Nov 19, 2019
Book Page	MTG 287/760
Instrument	2019003459

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2034

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	200 LYONS LN, OWENTON, KY 40359-9716
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG288/001
Date	Nov 19, 2019
Book Page	MTG 288/001
Instrument	2019003460

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	200 LYONS LN, OWENTON, KY 40359-9716
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG309/432
Date	Sep 22, 2021
Book Page	MTG 309/432
Instrument	2021003333

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OWEN KY
Recording Date	Jul 22, 2024
Property Address	200 LYONS LN, OWENTON, KY 40359-9716
Document Number	00D275/333
Book / Page	D275 / 333
Instrument Date	May 20, 2024
Instrument	1172627
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6245 HIGHWAY 22 E, OWENTON, KY 40359-7907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 LYONS LN, OWENTON, KY 40359-9716
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Owen County records · Assessment roll updated November 20, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,558.00 (+3.94%)	$128,800 (+2.22%)	$128,800 (+2.22%)
2023	$1,499.00	$126,000	$126,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3
White Cloud Communications US Fixed Wireless	10 / 1

Based on FCC filings for 1 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lyons Ln

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