Ulster County and Gardiner Town property record for 385 Lake Ave, Wallkill, NY 12589
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,100 sqft · built 1946 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,630 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 512400 92.4-3-12 |
| Primary APN | 512400 92.4-3-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Width | 303 ft Width |
| Garage Type | Detached |
| Garage Area | 1,580 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 64 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 100890.100 |
|---|---|
| Street Address | 385 LAKE AVE |
| City | WALLKILL |
| State | NY |
| Zip | 12589-3361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SP1 |
| Legal Block | 3 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | GARDINER |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 954200 |
Source: Ulster County and Gardiner Town records · APN 512400 92.4-3-12
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 385 LAKE AVE, WALLKILL, NY 12589-3361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 23, 2001 |
| Transfer Doc | 0033280079 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Apr 24, 2026 |
| Property Address | 385 LAKE AVE, WALLKILL, NY 12589-3361 |
| Document Number | 0000004918 |
| Book / Page | 13734 / 244 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20264918 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 385 LAKE AVE, WALLKILL, NY 12589-3361 |
| Document Number | 0000004918, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 13734/244 |
| Instrument | 20264918 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Ulster County and Gardiner Town records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Gardiner Town |
| Unified School District | Wallkill Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,630.00 (+385.38%) | $250,000 (+5.71%) Land $57,600 Building $192,400 | $434,783 (+23.17%) Land $100,174 Building $334,609 |
| 2023 | $236,500 (-) Land $57,600 Building $178,900 | $352,985 (+7.46%) Land $85,970 Building $267,015 | |
| 2022 | $236,500 Land $57,600 Building $178,900 | $328,472 Land $80,000 Building $248,472 | |
| 2021 | $1,778.00 |
Source: FEMA National Flood Hazard Layer as of April 5, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (2005–2022) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Apr 2022 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · above 98.2% of New York |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 17 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures