340 Lake Ave, Wallkill, NY 12589 Property Records

Ulster County and Gardiner Town property record for 340 Lake Ave, Wallkill, NY 12589

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 798 sqft · built 1966
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Sep 2018)
Tax Bill	$4,349 (2025)
Deeds & Mortgages	Jan 2022 Refinance Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`512400 92.20-1-24`

Property Details

APN / Parcel Number

Primary APN	`512400 92.20-1-24`
Alternative APN	`111641.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	798 sqft Living Area
1st Floor Area	798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Slab
Porch Area	207 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	111641.000
Street Address	340 LAKE AVE
City	WALLKILL
State	NY
Zip	12589-3362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP1
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	ULSTER NY
Township / Civil Division	GARDINER
Census Block Group	3
Census Block	3034
Census Tract	954200

Owner

Source: Ulster County and Gardiner Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	340 LAKE AVE, WALLKILL, NY 12589-3362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU
Sep 20, 2018	Deed of Trust, Mortgage HUDSON VALLEY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Document Number	201813107
Deed Book / Page	6342 / 65
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	340 LAKE AVE, WALLKILL, NY 12589-3362
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000054
Date	Jan 3, 2022
Book Page	12693/54
Instrument	2022-54

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	340 LAKE AVE, WALLKILL, NY 12589-3362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013108
Date	Sep 20, 2018
Book Page	0000011651/0000000057
Instrument	000000013108

Lender

Name	HUDSON VALLEY CREDIT UNION

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Ulster County and Gardiner Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Gardiner Town
Unified School District	Wallkill Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,349.00 (+359.24%)	$126,000 (-) Land $13,600 Building $112,400	$219,130 (+16.52%) Land $23,652 Building $195,478
2023		$126,000 (-) Land $13,600 Building $112,400	$188,060 (+7.46%) Land $20,299 Building $167,761
2022		$126,000 Land $13,600 Building $112,400	$175,000 Land $18,889 Building $156,111
2021	$947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (2005–2022)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Apr 2022 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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