385 Lagoon Ln, Silverthorne, CO 80498 Property Records

Summit County property record for 385 Lagoon Ln, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,396 sqft · built 1973
Lot Size	0.78 acres (33,976 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Apr 2008)
Tax Bill	$5,010 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2097-1210-08-007`

Property Details

APN / Parcel Number

Primary APN	`2097-1210-08-007`
Alternative APN	`1500301`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,396 sqft Living Area
Gross Area	2,972 sqft
1st Floor Area	1,356 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,976 sqft (0.78 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	385 LAGOON LN
City	SILVERTHORNE
State	CO
Zip	80498-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 33 PTARMIGAN TRAIL ESTATES SUB # 3
Legal Subdivision	PTARMIGAN TRAIL ESTATES SUB
Legal Lot Number	33
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1014
Census Tract	102

Owner

385 Lagoon Ln is owned by two individuals who bought it in April 2008.

Source: Summit County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 124, SILVERTHORNE, CO 80498-0124
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit BOKF NA
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2008 · Amount on File
Deed Sale	Apr 18, 2008 · Amount on File
Prior Sale	Jan 15, 2007 · Amount on File
Deed Document Number	2008885682
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	385 LAGOON LN, SILVERTHORNE, CO 80498-5400
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1274017
Date	Oct 27, 2021
Instrument	1274017

Lender

Name	BOKF NA
Type	Bank
Address	DENVER, CO 80217

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	385 LAGOON LN, SILVERTHORNE, CO 80498-5400
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1267104
Date	Aug 13, 2021
Instrument	1267104

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 385 Lagoon Ln was $5,010, up 19.8% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Municipality	Silverthorne Town
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,010.00 (+19.8%)	$98,185 (+21.42%)	$1,443,900 Land $460,100 Building $983,800
2024	$4,182.00 (-4.26%)	$80,862 (-)
2023	$4,368.00 (+45.31%)	$80,862 (+53.66%)	$1,206,900 (+59.39%) Land $440,300 Building $766,600
2022	$3,006.00	$52,625	$757,200 Land $244,900 Building $512,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 385 Lagoon Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	63 units insured incl. 54 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 Lagoon Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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