358 Lagoon Ln, Silverthorne, CO 80498 Property Records

Summit County property record for 358 Lagoon Ln, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 3,671 sqft · built 1976
Lot Size	0.364 acres (15,852 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (Oct 2021)
Tax Bill	$6,721 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2097-1210-08-031`

Property Details

APN / Parcel Number

Primary APN	`2097-1210-08-031`
Alternative APN	`1500122`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,671 sqft Living Area
Gross Area	4,422 sqft
1st Floor Area	1,980 sqft
Basement Area	1,750 sqft
Finished Basement	1,691 sqft
Unfinished Basement	59 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,852 sqft (0.364 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	692 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	358 LAGOON LN
City	SILVERTHORNE
State	CO
Zip	80498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 31 PTARMIGAN TRAIL ESTATES SUB # 3
Legal Subdivision	PTARMIGAN TRAIL ESTATES SUB
Legal Lot Number	31
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1004
Census Tract	102

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6205 MILLS CIVIC PKWY, 200, WEST DES MOINES, IA 50266-5355
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage FIRSTBANK
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Dec 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage BYLINE BANK
Feb 7, 2017	Warranty Deed, Transfer · Stand-Alone Second Mortgage BARRY M RAUFF ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Feb 7, 2017 · Amount on Record
Deed Document Number	20211272402
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	358 LAGOON LN, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001304962
Date	Feb 1, 2023
Instrument	1304962

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jan 27, 2038

Interest

Rate	6.25%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Oct 12, 2021
Property Address	358 LAGOON LN, SILVERTHORNE, CO 80498
Document Number	1272402
Map Reference	DOC 96151
Instrument Date	Oct 8, 2021
Instrument	1272402
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 362, SILVERTHORNE, CO 80498-0362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6205 MILLS CIVIC PKWY STE 200, 200, WEST DES MOINES, IA 50266-5355

Mortgage

Document Number	1272404
Date	Oct 12, 2021
Instrument	1272404

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	358 LAGOON LN, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1158561
Date	Dec 7, 2017
Instrument	1158561

Lender

Name	BYLINE BANK
Type	Bank
Address	BROOKFIELD, WI 53005

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Feb 7, 2017
Property Address	358 LAGOON LN, SILVERTHORNE, CO 80498
Document Number	0001133721
Map Reference	DOC96151
Instrument Date	Feb 3, 2017
Instrument	1133721
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1996 S DEXTER ST, DENVER, CO 80222-4725

Mortgage

Document Number	1133724
Date	Feb 7, 2017
Instrument	1133724

Lender

Name	BARRY M RAUFF ETAL
Type	Private Party
Address	PO BOX 1133, DILLON, CO 80435

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2022

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Municipality	Silverthorne Town
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,721.00 (+16.64%)	$131,703 (+14.43%)	$1,936,800 (+12.75%) Land $301,600 Building $1,635,200
2024	$5,762.00 (+11.17%)	$115,093 (+19.96%)	$1,717,800 (+3.31%) Land $288,800 Building $1,429,000
2023	$5,183.00 (-26%)	$95,941 (-21.74%)	$1,662,800 (+86.94%) Land $288,800 Building $1,374,000
2022	$7,004.00	$122,590	$889,500 Land $161,700 Building $727,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	63 units insured incl. 54 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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