385 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 385 Jefferson Ave, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1903
Lot Size	0.191 acres (8,338 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Mar 2020)
Tax Bill	$5,848 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-376-005`

Property Details

APN / Parcel Number

Primary APN	`06-12-376-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,550 sqft
Basement Area	850 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Brick
Lot Area	8,338 sqft (0.191 acres)
Lot Dimensions	167 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	385 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J P KNOTTS SUB LOT 2 BLOCK 26 OF P J KIMBALL JRS 3RD ADDN LOT 7
Legal Subdivision	J P KNOTTS SUB
Legal Block	26
Legal Lot Number	2,7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851302

Owner

Source: Kane County records · APN 06-12-376-005

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	385 JEFFERSON AVE, ELGIN, IL 60120-3869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE FUNDING INC
Mar 11, 2020	Warranty Deed, Transfer · Conventional Mortgage US MORTGAGE FUNDING INC
Sep 10, 2019	Warranty Deed, Transfer NOT AVAILABLE
Sep 10, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Document Number	202012800
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	385 JEFFERSON AVE, ELGIN, IL 60120-3869
Transaction Type	Mortgage
Record Updated	Apr 02, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047835
Date	Jun 22, 2021
Instrument	2021K047835

Lender

Name	US MORTGAGE FUNDING INC
Type	Mortgage Company
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 01, 2050

Interest

Rate	3.25%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 11, 2020
Property Address	385 JEFFERSON AVE, ELGIN, IL 60120-3869
Document Number	0000012800
Instrument Date	Feb 26, 2020
Instrument	2020K012800
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 JEFFERSON AVE, ELGIN, IL 60120-3869

Mortgage

Document Number	0000012801
Date	Mar 11, 2020
Instrument	2020K012801

Lender

Name	US MORTGAGE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Interest

Rate	4.5%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 10, 2019
Property Address	385 JEFFERSON AVE, ELGIN, IL 60120-3869
Document Number	0000041726
Instrument Date	Jul 25, 2019
Instrument	41726
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1626 MARLBORO CIR CARPENTERSVILLE IL 601102406, CARPENTERSVILLE, IL 60110-2406

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Sep 10, 2019
Property Address	385 JEFFERSON AVE, ELGIN, IL 60120-3869
Document Number	0000041725
Instrument Date	Jul 08, 2019
Instrument	41725
Transaction Type	Foreclosure
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 SOUTH ST BARRINGTON IL 600104548, BARRINGTON, IL 60010-4548

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,848.00 (+25.82%) Homeowner's exemption
2024		$77,982 (+30.83%) Land $16,122 Building $61,860	$234,040 (+30.88%) Land $48,385 Building $185,654
2022	$4,648.00 (+4.78%) Homeowner's exemption	$59,606 (+6.96%) Land $13,281 Building $46,325	$178,818 (+6.96%) Land $39,843 Building $138,975
2021	$4,436.00 Homeowner's exemption	$55,728 Land $12,417 Building $43,311	$167,184 Land $37,251 Building $129,933

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 625 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Opiquad, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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