376 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 376 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,746 sqft · built 1883
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Dec 2025)
Tax Bill	$5,530 (2025)
Deeds & Mortgages	Dec 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-12-332-016`

Property Details

APN / Parcel Number

Primary APN	`06-12-332-016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	5 Stories
Building Area	1,746 sqft Living Area
Gross Area	2,590 sqft
Basement Area	844 sqft

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	376 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB LOT 211
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	5
Legal Lot Number	211
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5017
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	163 OAK ST, ELGIN, IL 60123-7761
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2025 · Amount on Record
Deed Sale	Dec 24, 2025 · Amount on Record
Prior Sale	Aug 25, 1997 · Amount on Record
Deed Document Number	202551319
Prior Transfer Date	Sep 5, 2008
Prior Transfer Doc	0000072545
Record Updated	Oct 29, 2026

December 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Dec 24, 2025
Property Address	376 JEFFERSON AVE, ELGIN, IL 60120-3845
Document Number	0000051319
Instrument Date	Dec 15, 2025
Instrument	2025K051319
Transaction Type	Foreclosure
Record Updated	Jan 5, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 JEFFERSON AVE, ELGIN, IL 60120-3846

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	163 OAK ST, ELGIN, IL 60123-7761

Mortgage

Document Number	0000051320
Date	Dec 24, 2025
Instrument	2025K051320

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,530.00 (+3.5%)	$72,487 (+8.57%) Land $16,569 Building $55,918	$217,548 (+8.57%) Land $49,727 Building $167,821
2024	$5,343.00 (+20.5%)	$66,765 (+30.55%) Land $15,261 Building $51,504	$200,375 (+30.6%) Land $45,801 Building $154,574
2022	$4,434.00 (+3.96%)	$51,141 (+6.96%) Land $12,571 Building $38,570	$153,423 (+6.96%) Land $37,713 Building $115,710
2021	$4,265.00	$47,813 Land $11,753 Building $36,060	$143,439 Land $35,259 Building $108,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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