385 Coclet Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 385 Coclet Ln, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,500 sqft · built 1994
Lot Size	20 acres (871,200 sqft)
Owner	Company Name on File
Tax Bill	$2,861 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0787011`

Property Details

APN / Parcel Number

Primary APN	`R0787011`
Alternative APNs	`07-4077-28-1-01-15-0000` `0000929810`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Terrain	Wooded
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	340 sqft
Deck Area	820 sqft
Shed	1 Shed
Shed Area	80 sqft
Pole Barn	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000929810
Street Address	385 COCLET LN
City	KALISPELL
State	MT
Zip	59901-6980
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S28, T29 N, R22 W, C.O.S. 15423-1, TR 4AAAAA-1 IN E2SW4NE4
Legal Range	22W
Legal Township	29N
Legal Section	28
Legal Subdivision	CERTIFICATE OF SURVEY NO 15423
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1032
Census Tract	601

Owner

Source: Flathead County assessment roll, as of September 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	385 COCLET LN, KALISPELL, MT 59901-6980
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Oct 24, 2019	Intrafamily Transfer, Transfer
Dec 16, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 5, 2022
Deed Sale	Jan 5, 2022
Prior Sale	Dec 16, 2019
Deed Document Number	2022379
Prior Transfer Date	Sep 25, 2019
Prior Transfer Doc	0000027377
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	385 COCLET LN, KALISPELL, MT 59901-6980
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100043964
Date	Dec 27, 2021
Instrument	202100043964

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Oct 24, 2019
Property Address	385 COCLET LN, KALISPELL, MT 59901-6980
Document Number	201900027377
Instrument Date	Sep 25, 2019
Instrument	201900027377
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 16, 2019
Property Address	385 COCLET LN, KALISPELL, MT 59901-6980
Document Number	201900032635
Instrument Date	Sep 25, 2019
Instrument	201900032635
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	West Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,861.00 (-23.48%)	$710,964 (+45.81%)	$710,964 (+45.81%) Land $234,154 Building $476,810
2023	$3,739.00	$487,587	$487,587 Land $123,047 Building $364,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 77% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InterBel Telephone Cooperative Fiber	1,000 / 1,000

May also be available: MontanaSky Networks, Richon.

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