365 Coclet Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 365 Coclet Ln, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,356 sqft · built 2005
Lot Size	9.97 acres (434,293 sqft)
Owner	Individual Name on Record
Last Sale	$758,520 (Apr 2026)
Tax Bill	$2,994 (2026)
Deeds & Mortgages	Mar 2009 Mortgage Jul 2014 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0744791`

Property Details

APN / Parcel Number

Primary APN	`R0744791`
Alternative APNs	`07-4077-28-1-01-35-0000` `0000006214`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,356 sqft Living Area
1st Floor Area	2,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	434,293 sqft (9.97 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	820 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000006214
Street Address	365 COCLET LN
City	KALISPELL
State	MT
Zip	59901-6980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S28, T29 N, R22 W, C.O.S. 15423-2, TR 4AAAAA-1A IN SW4NE4
Legal Range	22W
Legal Township	29N
Legal Section	28
Legal Subdivision	CERTIFICATE OF SURVEY NO 15423
Legal Tract	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1032
Census Tract	601

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	365 COCLET LN, KALISPELL, MT 59901-6980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2009	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 18, 2014	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS BANK OF MONTANA
Apr 14, 2005	Deed of Trust, Mortgage THREE RIVERS BANK OF MONTANA
Apr 17, 2026	Quit Claim Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK
Jan 14, 2026	Affidavit of Death of Joint Tenant, Transfer
Jun 8, 2017	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Feb 20, 2007 · Amount on Record
Deed Document Number	20267845
Prior Transfer Date	Jan 14, 2026
Prior Transfer Doc	0000000948
Record Updated	Oct 29, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	365 COCLET LN, KALISPELL, MT 59901-6980
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900006828
Date	Mar 16, 2009
Instrument	200900006828

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	365 COCLET LN, KALISPELL, MT 59901-6980
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201400013154
Date	Jul 18, 2014
Instrument	201400013154

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2034

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	365 COCLET LN, KALISPELL, MT 59901-6980
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	0000006214

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200510416270
Date	Apr 14, 2005
Instrument	200510416270

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Oct 13, 2005

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 17, 2026
Property Address	365 COCLET LN, KALISPELL, MT 59901-6980
Document Number	0000007845
Instrument Date	Apr 13, 2026
Instrument	2026.7845
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 COCLET LN, KALISPELL, MT 59901-6980

Mortgage

Document Number	0000007846,
Date	Apr 17, 2026
Instrument	2026.7846

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FLATHEAD MT
Recording Date	Jan 14, 2026
Property Address	365 COCLET LN, KALISPELL, MT 59901-6980
Document Number	202600000948
Instrument Date	Jan 13, 2026
Instrument	202600000948
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 COCLET LN, KALISPELL, MT 59901-6980

June 2017: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 8, 2017
Property Address	365 COCLET LN, KALISPELL, MT 59901-6980
Document Number	201700011705
Instrument Date	Jun 7, 2017
Instrument	201700011705
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	365 COCLET LN, 365, KALISPELL, MT 59901-6980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 COCLET LN, KALISPELL, MT 59901-6980

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	West Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,994.00 (-7.54%)	$806,500 (-)
2025	$3,238.00 (-33.84%)	$806,500 (+23.66%)	$806,500 (+23.66%) Land $312,833 Building $493,667
2023	$4,894.00	$652,200	$652,200 Land $250,271 Building $401,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 77% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InterBel Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Bullitt Communications, MontanaSky Networks.

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