385 Co Rd 714, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 385 Co Rd 714, Cedar Bluff, AL 35959

Property Summary

Property Type	Mobile Home
Details	980 sqft · built 2023
Lot Size	2.76 acres (120,226 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Sep 2021)
Tax Bill	$672 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`13-10-05-21-0-000-096.004`

Property Details

APN / Parcel Number

Primary APN	`13-10-05-21-0-000-096.004`
Alternative APNs	`ALT APN:1005210000096004` `210293`

Interior

Building Area	980 sqft Living Area
1st Floor Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Lot Area	120,226 sqft (2.76 acres)

Location & Zoning

Account Number	210293
Street Address	385 COUNTY ROAD 714
City	CEDAR BLUFF
State	AL
Zip	35959-3104
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BEG @ SE COR NE1/4,NE1/4;S20;W1006;N57;E449;NE41;E199;N275; SLY ALG 565 CONTOUR 529;S32 TO POB
Legal Range	10E
Legal Township	09S
Legal Section	21
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1008
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	335 COUNTY ROAD 714, CEDAR BLUFF, AL 35959-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage CIS FINANCIAL SERVICES INC
Sep 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	2021220484
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	385 COUNTY ROAD 714, CEDAR BLUFF, AL 35959-3104
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 COUNTY ROAD 714, CEDAR BLUFF, AL 35959-3104

Mortgage

Document Number	0000230378
Date	Aug 17, 2023
Instrument	230378

Lender

Name	CIS FINANCIAL SERVICES INC
Type	Mortgage Company
Address	HAMILTON, AL 35570

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jul 5, 2048

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 22, 2021
Property Address	385 COUNTY ROAD 714, CEDAR BLUFF, AL 35959-3104
Document Number	0000220484
Map Reference	DOC 0193392
Instrument Date	Sep 10, 2021
Instrument	220484
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1085, CALHOUN, GA 30703-1085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 COUNTY ROAD 714, CEDAR BLUFF, AL 35959-3104
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$672.00 (+7.52%)
2025	$625.00 (+159.34%) Homeowner's exemption	$16,160 (+130.86%) Land $6,700 Building $9,460	$161,500 (+131.04%) Land $66,900 Building $94,600
2024	$241.00 (-58.94%) Additional exemption filed	$7,000 (-49.93%) Land $6,260 Building $740	$69,900 (-) Land $62,500 Building $7,400
2023	$587.00	$13,980 (-)	$69,900 (-) Land $62,500 Building $7,400
2022	$587.00	$13,980 Land $12,500 Building $1,480	$69,900 Land $62,500 Building $7,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

4G LTE only, no 5G reported

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