260 Co Rd 714, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 260 Co Rd 714, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,192 sqft · built 1985
Lot Size0.99 acres (43,124 sqft)
Owner2 Individual Names on File
Last Sale$207,000 (Oct 2025)
Tax Bill$642 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-10-05-21-0-000-096.024

Property Details

APN / Parcel Number

Primary APN13-10-05-21-0-000-096.024
Alternative APNs
  • ALT APN:1005210000096024
  • 29370

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,192 sqft Living Area
1st Floor Area1,601 sqft
Upper Floors Area591 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,124 sqft (0.99 acres)

Exterior Amenities

PorchSlab
Porch Area344 sqft
Deck AreaDeck Area
Utility Building100 sqft

Location & Zoning

Account Number29370
Street Address260 COUNTY ROAD 714
CityCEDAR BLUFF
StateAL
Zip35959-3102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT SE COR NE1/4,NE1/4;S20;W1006;N57 TO POB;E168;NE184;NW194;SW200;S83 TO POB
Legal Range10E
Legal Township09S
Legal Section21
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group1
Census Block1008
Census Tract955701

Owner

260 Co Rd 714 is owned and occupied by two individuals who bought it in October 2025.

Source: Cherokee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address260 COUNTY ROAD 714, CEDAR BLUFF, AL 35959-3102
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE
Aug 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE
Jul 10, 2024Deed of Trust, Mortgage · FHA Mortgage
ENDEAVOR CAPITAL LLC
Oct 15, 2025Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2025 · Amount on File
Deed SaleOct 15, 2025 · Amount on File
Prior SaleOct 27, 2014 · Amount on File
Deed Document Number2025240826
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address260 COUNTY ROAD 714, CEDAR BLUFF, AL 35959-3102
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000216430
DateFeb 2, 2021
Instrument216430
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address260 COUNTY ROAD 714, CEDAR BLUFF, AL 35959-3102
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000225580
DateAug 2, 2022
Instrument225580
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052
Interest
Rate TypeFixed Rate

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address260 COUNTY ROAD 714, CEDAR BLUFF, AL 35959-3102
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanyUNKNOWN, NETCO

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 COUNTY ROAD 714, CEDAR BLUFF, AL 35959-3102

Mortgage

Document Number0000234564
DateJul 10, 2024
Instrument234564
Lender
NameENDEAVOR CAPITAL LLC
TypeMortgage Company
AddressSAINT LOUIS, MO 63107
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueAug 1, 2049

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateOct 15, 2025
Property Address260 COUNTY ROAD 714, CEDAR BLUFF, AL 35959-3102
Document Number0000240826
Instrument DateOct 9, 2025
Instrument240826
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyUNKNOWN, PAT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address88 DAKOTA DR, TRION, GA 30753-5131

Transferred To (Grantee/Buyer)

NameVerified Name
Address71488 DAKELA DRIVE, TRION, GA 30753

Mortgage

Document Number0000240827
DateOct 15, 2025
Instrument240827
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 260 Co Rd 714 was $642, up 7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$642.00 (+7%)
2025$600.00 (+0.84%)$1,520 (+8.57%) Land $860 Building $660$142,900 (+0.78%) Land $8,500 Building $134,400
2024$595.00$1,400 (-90.13%) Land $740 Building $660$141,800 (-) Land $7,400 Building $134,400
2023$595.00$14,180 (+912.86%)$141,800 (-) Land $7,400 Building $134,400
2022$595.00$1,400 Land $740 Building $660$141,800 Land $7,400 Building $134,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 260 Co Rd 714 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Co Rd 714 is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR BLUFF UTILITIES BOARD
serves 4,281 people · EPA ID AL0000187
Water SourcePurchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
TDS Telecom
DSL
50 / 10
T-Mobile
Fixed Wireless
25 / 3

May also be available: AT&T.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 714

Nearby Streets

Search Property Records by Address or Parcel Number